ials Conference | 17 November 2016 Bankof America > Merrill Lynch HOUSE_OVERSIGHT_014392 --- PAGE BREAK --- Equity Investment Rating Distribution: Financial Services Group (as of 30 Sep 2016) Coverage Universe Count Percent Inv. Banking Relationships* Count Percent Buy 113 46.89% Buy 89 18.76% Hold 66 27.39% Hold 55 83

nships* Count Percent Buy 105 46.67% Buy 88 83.81% Hold 54 24.00% Hold 48 88.89% Sell 66 29.33% Sell 49 14.24% Equity Investment Rating Distribution: Financial Services Group (as of 30 Sep 2016) Coverage Universe Count Percent Inv. Banking Relationships* Count Percent Buy 113 46.89% Buy 89 18.76% Hold 66 27.39% Hold 55 83

New York City We practice law but we live business. 551 Fifth Avenue, 21st Fl., New York, NY 10176 212.947.3793 Ron S. Geffner, Partner and head of the Financial Services Group, will be speaking at Weston Hill Global Private Wealth Forum on April 25, 2017 on hedge funds. The event will be held at the Roosevelt Hotel, 45 E 45

ing. Evaluated commercial mortgages and underlying credits to ensure credit worthiness. KPMC PEAT MARWICK New York, NY September 1988 to May 1992 Financial Services Group Supervising Senior • Successfully completed accelerated promotion program. • Supervised and performed numerous, simultaneous audit engagements o

s. Our bank partnerships include some of the largest financial institutions in the world, such as Bank of America Corporation. Wells Fargo, The PNC Financial Services Group, Citigroup. SunTrust Banks, Lloyds Banking Group, Allied Irish Banks, ICICI Bank, and ABN AMRO Group. In addition, we have a large direct sales forc