tives December 2018 Prepared for: Oliver Esslinger Prepared on: 12/20/18 Prepared by: Melanie Keefe / BSO r T wa . • , • • EFTA01394817 BSO Observations • Insufficient experienced supervisory resources in key control groups across 1st and 2nd lines of defense • Distinct need for a qualified, experi

ding of the regulatory requirements of their role LatAm business increases risks related to complex structures and potential for money laundering BSO Observations 1 EFTA01399266 Overview of WM Statistics Topic Title Title Commentary 1 (Slide 3) RM: 2018 new hires 13 3 Miami, 3 NY, 3 Geneva, 2 Chic