From: Oliver Esslinger Sent: Thursday, December 20, 2018 5:01 PM To: Justin Crook Cc: Thomas Klemm Patrik Hoffmann < >; Julia-C Vetter >, Melanie Keefe < Subject: RE: Steering Committee Presentation il] [CI Classification: Confidential Hi Justin: Since you did not mind piece mail please note that

nginmemmili, Wealth Management Americas New Business Initiatives December 2018 Prepared for: Oliver Esslinger Prepared on: 12/20/18 Prepared by: Melanie Keefe / BSO r T wa . • , • • EFTA01394817 BSO Observations • Insufficient experienced supervisory resources in key control groups across 1st an

04 Jan 2019 15:33:03 -0500 To: Melanie Keefe zia Memon Cc: Kimberly Hart Classification: Confidential Also sharing your original with Kim From: Melanie Keefe Sent: Friday, January 04, 2019 12:33 PM To: Oliver Esslin er Cc: zia Memon Subject: New Business Initiatives Audit deck [C] Classification: Conf

Wealth Management AmericasBNew Business InitiativesBDecember 2018 Prepared for: Oliver Esslinger Prepared on: 12/20/18 Prepared by: Melanie Keefe / BSO EFTA01399265 Insufficient experienced supervisory resources in key control groups across 1st and 2nd lines of defense Distinct need for a