e activity next year metrics activing and points worsening credit metrics Source: BofA Merrill Lynch Global Research Regions Financial (RF), B-2-7, Neutral Regions harnessing consumer to drive growth: Scott Peters, Senior EVP and Consumer Services Group Head, Logan Pichel, Consumer Lending Group Head, an

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na via the Ctrip investment. Bankof America 2 Internet/e-Commerce | 06 April2017 33 Merrill Lynch HOUSE_OVERSIGHT_014919 --- PAGE BREAK --- Snap (Neutral, $25 PO) Stock view: Long-term potential, but near-term could be lumpy Snap will report its first earnings as a public company and expectations hav

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