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r other purposes. These loans are not subject to the maintenance requirements and potential capital charges that are imposed on broker-dealers. • UBS Bank USA is an FDIC-insured Utah industrial bank. UBS Bank USA provides deposit services and loans to dients that are secured by securities or real estate. T

e Agency of Puerto Rico Inc. • Trust-related services are available through the UBS Trust Company M. and the UBS Trust Company of Puerto Rico. • UBS Credit Corp. provides loans to clients that are either unsecured or secured by securities or other financial instruments. These loans may be used to buy securiti

its patent company UBS AG and its affiliates: UBS Financial Services incorporated of Puerto Rico (which clears through U8S Financial Services Inc ). UBS Bank USA. UBS Credit Corp., UBS Trust Company, •., and their insurance agency affiliates and subsidiaries and all other subsidiaries and affiliates. Importa

pany UBS AG and its affiliates: UBS Financial Services incorporated of Puerto Rico (which clears through U8S Financial Services Inc ). UBS Bank USA. UBS Credit Corp., UBS Trust Company, •., and their insurance agency affiliates and subsidiaries and all other subsidiaries and affiliates. Important Representations

r other purposes. These loans are not subject to the maintenance requirements and potential capital charges that are imposed on broker-dealers. • UBS Bank USA is an FDIC-insured Utah industrial bank. UBS Bank USA provides deposit services and loans to dients that are secured by securities or real estate. T

e Agency of Puerto Rico Inc. • Trust-related services are available through the UBS Trust Company M. and the UBS Trust Company of Puerto Rico. • UBS Credit Corp. provides loans to clients that are either unsecured or secured by securities or other financial instruments. These loans may be used to buy securiti