l segment information to reflect this new segmentation. In examining our performance. management places particular focus on our Segment Revenue and Segment EBITDA, as well as the operating metrics described in "—Segment Results." Global Business Solutions Our largest segment, Global Business Solutions, provi

)% APAC 87 92 125 (5)% (26)% -% (22)% LATAM 97 95 106 2% (10)% 20% (2)% Segment revenue $1.489 $1.384 $1,406 8% (2)% 9% (1)% Segment EBITDA $ 529 $ 404 $ 370 31% 9% 32% 10% Segment margin 36% 29% 26% 700 bps 300 bps Key indicators: North America card accounts on file (a) 7

d in the segment that sells directly to the end market. • Segment revenue excludes reimbursable debit network fees, postage, and other revenue. • Segment EBITDA includes equity earnings in affiliates and excludes depreciation and amortization expense, net income attributable to noncontrolling interests, othe

— — — 36 Total segment revenues $ 3,870 $ 1,406 $ 1.406 $ - $ 6.682 Dcpnxiation and amortization $ 626 $ 449 $ Xv $ 21 $ 1.185 Segment EBITDA 1,606 370 585 (125) 2,436 Other operating expenses and other income (expense) excluding divestitures (43) (15) I (65) (122) Equity earni

— — — 30 Total segment revenues $ 4.046 $ 1.489 $ 1,369 S — S 6,904 Depreciation and amortization $ 518 5 401 $ 90 5 23 S 1,032 Segment EBITDA 1.687 529 608 (161) 2.663 Other operating expenses and other income (expense) excluding divestitures 38 (3) 96 15 146 Equity earnings in

Equity earnings in affiliates 8 — 8 Total segment revenues $ 1.040 $ 365 $ 33' $ — $ 1.742 Depnxiation and amortization $ 126 5 98 Segment EBITDA 451 126 Other operating expenses and other income (expense) excluding divestitures (13) 153 $ 1 I $ 257 (49) 681 88 2 Sh months ended