t, university, or recognized ,orate identification card; passport, alien registration card or certificate aturalization; current lease, mortgage or Deed of Trust; voter or vehicle stration card; or a home or vehicle insurance policy. A photocopy of r identification may be retained by agent for verification.

, university, or recognized porate identification card; passport, alien registration card or certificate naturalization; current lease, mortgage or Deed of Trust; voter or vehicle istration card; or a home or vehicle insurance policy. A photocopy of r Identification may be retained by agent for verification.

ADJUSTABLE RATE RIDER is made this term day of DRUMMER, 2012, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument') of the same date given by the undersigned (the 'Borrower') to secure Borrower's Adjustable Rate Note (

ADJUSTABLE RATE RIDER is made this term day of DRUMMER, 2012, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument') of the same date given by the undersigned (the 'Borrower') to secure Borrower's Adjustable Rate Note (

ether with the note(s) and obligations therein described and the money due and to become due thereon with interest and all rights accrued under said Deed of Trust." (Box Decl. (Ex. 1) ("Assignment").) To the extent BoA and Mr. Steadman had previously contracted to modify the note's terms, those modified terms