all of my banking, brokerage, asset, custody. investment wanagement and mkt IIMMICOSITES a affilames of 1 P Morgan Chase & Co. (milimilually a 1.P. Morgan Securities Inc., and to engage in Inanactaorts and movines M hear, mini the Accountholder. In wrote& impose Ismitaborts on ACTON/di al one a mat COKES or colktunl

s) and a program summary (1 page) (See welched file: Micawber -Term SheetDOC)(See attached file: SPV Structure _vtipdfi Eric Cheung Analyst - J.P. Morgan Securities Inc. Short Term Fixed Income Origination 270 Park Avenue 8th Floor New York NY 10017 Phone: Weekend T c: Cell Phone: Fax E-mail. SONY_GM_0007702

m= conducted ley JPMcrgan Char r Co , and its subsidiaries workiwele IPMorpn Chase Bank N.A and LP. Morn Treat Co., N.A an members of the FDIC. LP. Morgan Securities Inc. (IPMSD is a member of the New York Stock Exchange and otter national and regional exchanges. IPMS t the broker-dealer, member NASD. SIPC. In additio

umness coneltrred by JPIvforgat Chow & Co , aid its sub: liens wealth:He IPMorpn Chase Bank, and.. Morgan 'hurt Co., an members of the FDIC. MI. Morgan Securities Inc. (JPMSI) is a member of the New York Stock Exchanw and otter national and re tonal exchanges. JPMSI is the bro)ar-dealer, member NASD, SIPC. In addit

onducted by JPMorgon Chase & Co., and its stilnlisales worldwide IPMorpn Chase Bank, N. A and E. Morgan Trust Co., M. are members of the FDIC. I.P. Morgan Securities Inc. (IPMST) is a member of the New York Stock Bxchantt and other nationalaid regional exchanges. HMS' t the trokr.dealer, member NASD, SIPC. In addition

conducted by JPMorgan Chan & Co , and its subsidiaries workwele IPMorpn Chase Bank, N. A and LP. Morin Tract Co.. N. A an members of the FDIC. LP. Morgan Securities Inc. (IPMSI) is a member of the New York Stock Exchange and otter national and regional exchanges. IPMS t the broker-dealer, member NASD. SIPC. In additi

ducted 47 JPMorgan Chose & Co , cold its sulsiliarses worldwide. IPMorpn Chase Bank, N.A and I.P. Morpn Trast Co., N.A an members of the FDIC. I.P. Morgan Securities Inc. (IPMSI) t a member of the New York Stock Bxchanp and other national and regional exchanges. HMS I t the trokr-dealer, member NASD, SIPC. In addition

ducted 47 JPMorgan Chose & Co , cold its sulsiliarses worldwide. IPMorpn Chase Bank, N.A and I.P. Morpn Trast Co., N.A an members of the FDIC. I.P. Morgan Securities Inc. (IPMSI) t a member of the New York Stock Bxchanp and other national and regional exchanges. HMS I t the trokr-dealer, member NASD, SIPC. In addition

onchrteci IPMorgat Clicra & Co. , anditssubsidiaries waklwicle JPMorpn Chase Bank, N. A and LP. Motion Treat Co., N. A an members of the FDIC. LP. Morgan Securities Inc. (IPMSI) is a member of the New York Stock Exchange and otter national and regional exchanges. JPMSI is the brokr-dealer, member NASD, SIPC. In addit

conducted by JPMorgan Char r Co , and its subsidiaries workiwele JPMorpn Chase Bank, N. A and LP. Mogan Tract Co.. N. A an members of the FDIC. LP. Morgan Securities Inc. (JPMSI) is a member of the New York Stock Exchange and otter national and regional exchanges. IPMS t the broker-dealer, member NASD. SIPC. In additi

ted tr: JPI/orgcat Chose & Co. , and its sultiliaries wcaldwide IPMorpn Chase Bank, N.A and I.P. Mogen 'Trust Co., N.A an members of the FDIC. I.P. Morgan Securities Inc. (IPMSI) is a member of the New York Stock Exchange and other national and regional exchanges. IPMSI is the trolir-dealer, member NASD, SIPC. In addi

ding various SCIVICCS to the funds. Bank products and services are offered by /Morgan (base Rank. N.A. and its affiliates Securities are offered by Morgan Securities Inc., member NYSE, FINRA and S1PC Imestment Products Not FDIC insured No bank guarantee May lose value Page 10 of Confidential Treatment Requested by JP

ding various SCIVICCS to the funds. Bank products and services are offered by /Morgan (base Rank. N.A. and its affiliates Securities are offered by Morgan Securities Inc., member NYSE, FINRA and S1PC Imestment Products Not FDIC insured No bank guarantee May lose value Page 10 of Confidential Treatment Requested by JP

01 2005 Account Number FINANCIAL TRUST COMPANY INC January 01, 2005 - January 31. 2005 Morgan Securities Inc. 270 Park Avenue, New York, NY 10017 ffi JPMorgan Private Bank Margin Account Portfolio Page 28 c Portfolio Summary Overview Markel value USO

01 2005 Account Number FINANCIAL TRUST COMPANY INC January 01, 2005 - January 31. 2005 Morgan Securities Inc. 270 Park Avenue, New York, NY 10017 ffi JPMorgan Private Bank Margin Account Portfolio Page 28 c Portfolio Summary Overview Markel value USO