01 2005 Account Number FINANCIAL TRUST COMPANY INC January 01, 2005 - January 31. 2005 Morgan Securities Inc. 270 Park Avenue, New York, NY 10017 ffi JPMorgan Private Bank Margin Account Portfolio Page 28 c Portfolio Summary Overview Markel value USO Estimated Annual Jan.), Income USO Total 0.00 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client Service wettable if you think your statement is incorrect or you requite odditionsl infomiation about a transaction on your statement JPMSlis nemberct the &conies IrnestorPtotedxn CorperatmrSIPC7amtfor.profilmembershoccepaebon funded by beeker4neeseenterecteth the Secuerte: end E.cheiveCcnrasson Secursbozand cash hokl Sa cuzioener account at JPMS! are protected up to the lot& net cooly& each account Tholes( $500000 of paste:ton whch "'dudes up to $100 COO O/poke's°, for cash ps preys:M(16y SRC As of March 2004 fre esIenceof the protecDon as proalolty seps, ek Excess SIPC S‘o Bond .sstied by Customer Asset Prok•chon Company SOX and excess SOPC protecton not protect against losses bomAuctustons in the vetoed the scourges Assets ~ in custody by JP,Aregan ChoseSenk NA (the 13enr)afenot subject Jo &Pea e.cess &PC prctecton JP Maven Secuntres Inc JPMorgonenaseEtank NA a they alf Arks gem Unan Compames9 may peowdo admwstrotme ass »So+ sakes dttfralsuoon a shareholder ~vicesto JPMagen Funds AnweenCenturyfunds «funds OSIODOSOOO sponsored (stead Or managed by thrd pates and the Morgan Cameros maybe compenseled for such semces Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033130 SDNY_GM_00302328 EFTA01508001