n0.....017t vat 40201o3WlpMCMR so) EFTA00727066 IPM(3rgan Global Investment Opportunities Group OTC Derivatives Position Summary Prepared for FinAMC iai Trust Co. as of Tune 10. .7010 Asset Management CUTS* PIC dr Commodity MOH )(AGM) I.595 MUUSO 1241.47 GOMM 1.4551 USOJPY 1142 XP US 15315 XPOUSD

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te CONFIDENTIAL CONFIDENTIAL FirstBankPR000490 SD NY_GM_000 13327 EFTA_00123970 EFTA01269174 OBSERVATIONS AT PLACE OF BUSINESS rFI ocovinie NANCIAL TRUST COMPANY i May 2. 2007 AJdmes 'Casa 18100 Red HOOK Oh Ste B3 L St Thonuts VI taw In Eltadress *wag Red-Pads Chide / O Homo Basic Scotnesr. ' O Caolloss

these Articles of Incorporation in writing and do certify: ARTICLE I The name of the corporation (hereinafter referred to as the 'corporation") is FINANCIAL TRUST COMPANY, INC. ARTICLE II The principal office of the corporation in the Virgin Islands is located at 41-42 Kongens Crade. Sr. Thomas, VI 00802 , and the name of

ns CORPORATE RESOLUTIONS I. the undersigned Secretary, hereby certify to The Chase Manhattan Bank, that at a meeting of the Board of Directors of Financial Trust Cor±lpany, Incorporated CCOrporatiOn" I a corporation organized and existing under the laws of United States Virgin Islands duly called and duly held on

Co., 1 N C. 6100 RED HOOK COARSER. 10 ST. THOMAS, VI 00802-1348 telephone: facsimile : EFTA01590388 To: Janet JP Morgan Private Bank From: Financial Trust. Company, In( Jeffrey E. Epstein, President Date: August I4,.2012 Re: Transfer of Funds: JP Morgan Account Account # Please transfer SIXTY THOUS

enced account to; Bank Name: FirstBank, Puerto Rico Bank Address: PO Box 9146 1.519 Ponce De Leon Avenue Santurce, PR 00908 ABA# For Credit to: Financial Trust Company, Inc. Account If you have any questions, please contact Jeanne Brennan at EFTA01590389 ID: DATE: 08/14/2012 19:02:00 Page 5 of 5 DID: CSID: INDEXt I

Xt INDEX2: FINANCIAL TRUST CO.,IN 6100 RPSJ HOOK WARIER 93 ST THOMAS, Vi 00802-1340 telephon facsimile To Janet JP Morgan Private Banl otri.Financial TrOst Company; Inc( Jeffrey E. Epstein, PreSident Hate: August 14, 2012 Re: Transfer of Fund JP Mo an Account Account #: Please transfer ONE H DRED THOUSAND D

r the plain- tiffs to amend their pleadings. I. FACTUAL AND PROCEDURAL BACKGROUND In their amended complaint, Jeffrey E. Epstein ("Epsteinn and Financial Trust Company, Inc. ("Fr) (collectively "plain- tiffs") allege that Citibank, N.A. ("Citi- bank") and Citigroup, Inc. ("Citigroup"I [collectively "defendants"] misrepre

itch book" referenced in the amended complaint is the document that plaintiffs rely on is a disputed fact that precludes a Rule 12(bX6) dismissal. Financial Trust Co., 268 F.Supp.2d at 572. Nothing in any of the briefs have convinced me that the parties do not dispute which pitch book Epstein received, what disc

ed to meet Federal Rule of Civil Proce- dure 9(b)'s heightened pleading standard. I did, however, grant the plaintiffs leave to amend the complaint Financial Trust Co.' Citibank, 268 F.Supp.2d 661 (D.Vir- gin Islands 2003). H. LEGAL ANALYSIS A. Federal Rule of Civil Procedure 9(b) (1-31 In order to state a viable

the proceedings of the Board of Directors of the Corporation. IN WITNESS WHEREOF, the undersigned has executed this Resolution as the directors of Financial Trust Company, Inc., on this 19th day of March, 2013. Jeffrey E. t\xisti-t..L. amcgL_ Darren K. Indyke Pat' 14/1;y SDNY_GM_00038229 CONFIDENTIAL CONFIDENTIAL -

ited States Virgin Islands (the "GC.T..") and waive any notice to be given in 'connection with the 'Meeting pursuant to the GCE:. • • . WHEREAS, Financial Trust. ompany, Inc., a. corporation organiied and existing under the hws of the United States Virgin Islands ("FTC'), is the sole shareholder °flee-pets;

ment firm, J. Epstein & Co., managing the assets of clients with more than a billion in net worth. In 1996, Epstein changed the name of his firm to The Financial Trust Company and based it on the island of St. Thomas in the US Virgin Islands. All of his clients were anonymous except for the very wealthy businessman Leslie

Law of the United Suites Virgin Islands: (the "GCL") and waive any notice to be given in connection with the meeting pursuant to the GCL; WHEREAS, Financial TrUst Conipsmy, Inc., a corporation organized and existing under the laws of the United States Virgin Islands ("FTC"), is the sole shareholder of Jeepers, Inc., a

ment firm, J. Epstein & Co., managing the assets of clients with more than a billion in net worth. In 1996, Epstein changed the name of his firm to The Financial Trust Company and based it on the island of St. Thomas in the US Virgin Islands. All of his clients were anonymous except for the very wealthy businessman Leslie

the proceedings of the Board of Directors of the Corporation. IN WITNESS WHEREOF, the undersigned has executed this Resolution as the directors of Financial Trust Company, Inc., on this 19°' day of March, 2013. Jeffrey E. "IIIIIIIIIIIIIII n A •-. n• • t . Richard Kahn SDNY_GM_00037949 CONFIDENTIAL CONFIDENTIAL — PUR

ahn SSM/TIN : Address 1 : Address 2 : City, State, Zip : Value : Name 000000739474332 000000739110438 r9961001 FTNANCIAL TRUST COMPANY INC FINAWIAL TRUST COMPANY. INC HYPERION AIR INC JEFFREY E EPSTEIN JEFFREY EPSTEIN SSM/TIN Client Type ( View Acc, A S set Asset DtA DOA Asset hups://molcsradmjprnot

Individual Name: Richard Kahn SSM/TIN : Address 1 : Address 2 : City, State, Zip : Value : Name 000000739474332 000000739110438 r9961001 FTNANCIAL TRUST COMPANY INC FINAWIAL TRUST COMPANY. INC HYPERION AIR INC JEFFREY E EPSTEIN JEFFREY EPSTEIN SSM/TIN Client Type ( View Acc, A S set Asset DtA DOA Asset

dicial Panel on Multidistrict Litigation on January 7, 2010 with respect to the procedures to be followed as a result of the conditional transfer of Financial Trust to the MDL in New York: 1. Conditional Transfer Order (CTO-3), dated January 7, 2010, transferring the Financial Trust case to the MDL in the South

ATTORNEYS-AT-LAW JOHN K. DEMA ADMITTED USVI-CA 8 January 2010 Vla Cat(/!d mall- Return Recdpt and E-ntall Darren K. Indyke, Esquire President, Financial Trust Company, Inc. 6100 Red Hook Quarter, Suite B-3 St. Thomas, U.S. Virgin Islands 00802 301 East 66ih Street New York, New York 10065 RE: Financial Trust Compan

JPN FINANCIAL SPONSORS A pr 2010 12:28 P.01 Financial Trust Company, Inc. Niteni01 lane/ JP Morgan Darren K_Trkly-ke April 6,2010 Re: Aecoutit Filnnohl Tn friMparry, ACCOUIX ****-***11.s*.,444,a***44.-t**w4' u*I4 I*

FINANCIAL SPONSOAS A pr 7 !tlg 12:28 P. 02 to; Financial Trust Company, Me. Janet .11-' Morgan Darren Inctykc April 6, 2010 Monioraritlum /ler. Aocoum Financial Trust Company., Inc Account '1 -Q30171 -00-S **04,441****4 ?Imo wire Twtmty Five erbelusztott Dollars & (XVI 00 (525,00(L00) from the 2ilattyc acanint Arcopr

634-5955 2/2 Financial Trust Company, Inc. Memorandum To: Paul Barrett, IP Morgan Janet, JP Morgan From: Jeffrey Epstein July 20, 2011 Re: Financial Trust Com , Inc. Account ft Please transfer One Million Dollars & 00/100 (S1,000,000) from the above account to Jeffrey E Epstein 2 Morgan account # Pleas

Jul-20-2011 03:38 PM JPMorgan Chase 302-634-5955 2/2 Financial Trust Company, Inc. Memorandum To: Paul Barrett, IP Morgan Janet, JP Morgan From: Jeffrey Epstein July 20, 2011 Re: Financial Trust Com , Inc. Account ft Ple

M1D4AEL MAGRAS; RANDOLPH RAYMO Subject: FT REAL ESTATE INC Good Morning Heidi, Reference our teiephone conversabon this morning Jeanne Brennan of Financial Trust Company, Inc submitted documents to establish a new account in he above name. The following documents are missing. Certificate of Incorporation. Certificate of

me: Customer Remarks: Language: English Marital Status: Birth Data: ID Number: ID Number. Horne Owners: Birth Date: Exp. Date: Employer: Financial Trust Employee Sims: Occupation: ACCOUntaril Address: 6500 Red Rook Quaeters, Suite 113 City: ST Tlainal State: Employer Phone: Emproymont Matt

g to work" and "eligible for re-employment" at The Florida Science Foundation. Please be advised that the only W-2 that Mr. Epstein provided is from Financial Trust Company, Inc., which shows that Mr. Epstein was employed in the U.S. Virgin Islands at a salary of $180,785.62, not $250,000. Mr. Epstein provided to you no docu

founder of The Florida Science Foundation and Mr. Indyke is its Vice President. More importantly, Mr. Epstein is also the founder and President of the Financial Trust Company, his for-profit corporation. Mr. Indyke is Mr. Epstein's subordinate at that entity as well. One of Mr. Epstein's attorneys has suggested that Mr.

05 Financial Trust Company, Inc. Tot • Janet JP Morgan Ffluin Darren Indyke • -A a December 8, 2009 Re: al emaigga C • 1/4-4- Account 0: Financial Trust Corn Account Al Please wire Forty Thousand Dollars & G'0/100 (S40,000.00) from the above account to: Accoum Name John K. Dena, PR , 101TA Trust Accoun

JPN FINANCIAL SPONSORS Dec 8 2009 14:49 P.05 Financial Trust Company, Inc. Tot • Janet JP Morgan Ffluin Darren Indyke • -A a December 8, 2009 Re: al emaigga C • 1/4-4- Account 0: Financial Trust Corn Account Al

%whom it may concern, Pl this, lettef 3S 2utharilalion to dose the following accounts: 1. ftew Ester- Please transfer funds of $1.20 to acznunt FinanciaiTruA Company, Inc 3, Financal Trust Company 11',31-11cyou, 1:4 CLIDOCS Tracking ID '4.7 required 1-866-799-1 6 1 -8t6-7.56-1 042 1:111U2 410 :21 7.1i.

, lettef 3S 2utharilalion to dose the following accounts: 1. ftew Ester- Please transfer funds of $1.20 to acznunt FinanciaiTruA Company, Inc 3, Financal Trust Company 11',31-11cyou, 1:4 CLIDOCS Tracking ID '4.7 required 1-866-799-1 6 1 -8t6-7.56-1 042 1:111U2 410 :21 7.1i.,"4 • .1'21 :_ir. I rcri " 2 d

10) The SOW narrative for Jeffrey Epstein seems a bit outdated. It still refers to the Financial Tmst Company as the SOW Company. However, based on the consent of board of directors meeting from 2013, Financial Trust Company merged into Southern Financial LL

nto an enormous residence. Epstein later bought that property, in the wealthiest part of Manhattan. in 1996. Epstein changed the name of his firm to the Financial Trust Company and. for tax advantages, based it on the island of St. Thomas in the U.S. Virgin Islands. • In 2003, Epstein bid to acquire New York magazine. Oth

10;15/2006 14 19 FAX 212 150 2408 14YS6 LLC 51001/001 To: From: Date_ Re. FINANCIAL TRUST Co , Inc. Inuidum Francisco 3? Morgan Financial Trust Company, the. Darren K indyke , ?resident October I 5. 2008 Financial Trust Company Account ttir***tivv*VIrtt*if***Irt*****Sitsik.itt*ort-Pli.*****11**

10;15/2006 14 19 FAX 212 150 2408 14YS6 LLC 51001/001 To: From: Date_ Re. FINANCIAL TRUST Co , Inc. Inuidum Francisco 3? Morgan Financial Trust Company, the. Darren K indyke , ?resident October I 5. 2008 Financial Trust Company Account tti

Trading ID 826585033350 Sender Recount Service Type FedEx kill Frady LAUREN KWINTER CEC1LLE DE JANOH Packer Type FedEx Pak JEFFREY E EPSTEIN FOIANCIAL TRUST CPO Zone 1 457 MADISON AVE 6100 REDHOOK OUARTER Ore.Clest. JRIISTT NEW YORK NY 103224809 US STEW B 1 Pieces 1 ST THOMAS 453 VI Weight 1.1 lb

KININTFIER JEFFREY E EPSTEIN 457 MADISON AVE NEW YORK NY 100224809 US TransponalIcn Charge Discount Fuel Surcharge B2117195/1 JEANNE BRENNAN FINANCIAL TRUST COMPANY INC 6100 RED HOCK OUARTE SUITE B3 ST THOMAS 453 VI 28.00 4.78 I.01 Total Charge CONFIDENTIAL USD 26.23 SDNY_GM_00342606 EFTA_002 1 5301 EFTA

to work" and "eligible for re-employment" at The Florida Science Foundation. Please be advised that the only W-2 that Mr. Epstein provided is from Financial Trust Company, Inc., which shows that Mr. Epstein was employed in the U.S. Virgin Islands at a salary of $180,785.62, not $250,000. Mr. Epstein provided to you no docu

founder of The Florida Science Foundation and Mr. Indyke is its Vice President. More importantly, Mr. Epstein is also the founder and President of the Financial Trust Company, his for-profit corporation. Mr. Indyke is Mr. Epstein's subordinate at that entity as well. One of Mr. Epstein's attorneys has suggested that Mr.

34-5955 1i 2 FINANCIAL TRUST CO., INC. ..man rumour!". II ST T4,0401 :C*:7 9411 ttlfron't totace: To: Janet JP Morgan Private Bank Porn: Financial Trust Company, Inc. Jeffrey E Eporin, President Date: April 24, 2012 Re: Transfer of Funds: 1? Morgan Account Account N: Please uartsfa ONE HUNDRED THIRTY THOUSAND

LARS (S130,000) from the above refurr-iced account to: Bank Name: Firstliank, Nato Rico Bank Address: Santiros, PR 00908 ABA#: For Credit to: Financial Trost Company, Inc Account I: If you have any que.sdcas, please contact Jeanne Brcnnui all ID 036204259516070 DATE 04,312012 16 56.00 Page 1 of 2 DID 0587316607

eo 29 2009 12:33 P.01 Financial Trust Company, Inc. Memorandum To: Janet JP Morgan Front Darren K.lndAre September 29, 2009 Re Account It Financial Trust y. Inc. Account Atilrnir4t* ******* 44.0***********ernalillt Please transfer One Million Three Hundred Thousand Dollars (51,100,000) from the ab

FINANCIAL SPONSORS 3 Fax:8002002183 Seo 29 2009 12:33 P.01 Financial Trust Company, Inc. Memorandum To: Janet JP Morgan Front Darren K.lndAre September 29, 2009 Re Account It Financial Trust y. Inc. Account Atilrnir4t* ******