rtslency.Bruno :Re: Jeffrey Epstein Pagel From: Nancy Bruno To: Girton, Arlene Date: 6/10/02 4:20PM Subject: Re: Jeffrey Epstein No other loans - just deposits >>> Arlene Girten 06/10/02 04:05PM >>> Hi Nancy. Does he have any other borrowings with us other than his credit cards? Case No. 08-80736-CV-MARRA P-001075 EFTA00228455

d 6s, Lz_e_ Case No. 08-80736-CV-MARRA P-001076 EFTA00228456

CREDIT CARD UNDERWRITING WORKSHEET Applicant %.C-c-rey Sitiri Beacon Score 14 ES, 4— LC Co-Applicant Beacon Score 498 INCOME: DEBT: Gross Monthly: Mortgage/Rent: Equity Line/Loan: Other: Auto Loan: Total Income(A) Installment Pymts: BANKING: Yes No Revolving Pymts: (5% of bal from credit report) Checking Savings Alimony/Child Support: Other: Other: Established since: Proposed Payment: EMPLOYMENT (5% of credit limit) Verified on: Total Expenses(B) Verified with: (B) divided by (A) S ex Visa Visa Gold MC / MC Gold Secured t 13esS Credit Limit: Sac 000.0° Referring Branch: Officer No.: Overdraft Protection: Yes No Auto Pay: Yes No Approved By: Date: Approved By: Date: Exceptions to policy. O0 Inc:La/IC tca. t•(-4"esnavt S o r 12‘as t e ss -IAN( ce-t-L>r n S Justification: Case No. 08-80736-CV-MARRA P-001077 EFTA00228457

VISA USINESS CREDIT CARD AFMICATION CREDITOR: PALM BEACH NATIONAL BANK & TRUST CO. BRANCH # REFERRED BY: CC:.;PANY APPLICANT COMPANY NAME: NES, LLC NATURE (TYPE) OF THE BUSINESS: Real Estate INDICATE TITLE DESIRED ON THE CARD• (LIMITFD TO 24 SPACFS) ZREDOUE1-00000000000000000 BILLING ADDRESS: 9 East 71st Street TYPE OF ORGANIZATION (PLEASE CHECK):LLC DATE BUSINESS ESTABLISHED: FEDERAL EN NUMBER: JiCORPORATION nPARTNFRSHIP nPROPRIETORSHIP / / NAME OF CONTACT PERSON: STREET: CITY: STATE: ZIP CODE: New York New York 10021 OWNER(S)/OFFICER(S)/PARTNER(S) WILL BE REQUIRED TO PERSONALLY GUARANTEE ACCOUNT(S). GUARANTOR(S) MUST COMPLETE THIS SECTION AND SIGN AT THE BOTTOM OF THE REVERSE SIDE OF THIS APPLICATION. GUARANTOR 1: FIRST NAME MIDDLE INITIAL LAST NAME Jeffrey E. Epstein RESIDENTIAL ADDRESS: STREET: 15R El Brill° Nay APTN: CITY: STATE: ZIP 'CODE: YEARS AT ADDRESS Palm Beach, Fl 334813 10 OWNERSHIP STATUS: DOWN FIRFNT nOTHFR. n/a POSITION WITH COMPANY: % OF OWNERSHIP Sole Member 100 GUARANTOR 2: FIRST NAME MIDDLE INITIAL LAST NAME MONTHLY MORTGAGFJRENTAL PAYMENT HOME TELEPHONE NUMBER S TIME WITH COMPANY: 3 yrs MBER DATE OF BIRTH SOCIAL SECURITY NUMBER RESIDENTIAL ADDRESS: STREET: APT#: CITY: STATE: ZIP CODE: YEARS AT ADDRESS OWNERSHIP STATUS: nOWN nRFNT nOTHER: POSITION WITH COMPANY: MONTHLY MORTGAGE/RENTAL PAYMENT HOME TELEPHONE NUMBER % OF OWNERSHIP TIME WITH COMPANY: OFFICE TELEPHONE NUMBER BANKING & 01 HLR CHL.L)I I CARD RELA I :U:.SH PS PRIMARY BANK Chase Bank OTHER BANK: Palm Beach Bank AMERICAN EXPRESS CORPORATE CARD? OYES ONO VISA BUSINESS OR f:ORPORATF CARO? nyes PNO MASTERCARD BUSINESS OR CORPORATE CARD? OYES ONO IIIIIIMIMIACCOUNT # OTHER ACCOUNTS nLOAN OSAVINGS ACCT °CREDIT CARD TYPE(S)OF ACCOUNT(S): Personal account of Guarantor OCHECKING ACCOUNT nit OAN nsAviNGs ACCOUNT O CFtEDIT CARD ACCOUNT NUMBER: DATE OPENED: BALANCE: ACCOUNT NUMBER: ACCOUNT NUMBER: S DATE OPENED: BALANCE: S BALANCE: DATE OPENED: AUTHORIZED INDIVIDUAL CARDHOLDERIS) LIST THE NAMES OF ALL EMPLOYEES TO WHOM CARDS ARE TO BE ISSUED FOR BUSINESS PURPOSES: NAME (PRINT) SOCIAL SECURITY a SIGNATURE CASH ADVANCE ACCESS? CREDIT LIMIT OYES 'ONO ; 10.000.00 OYES CNO 10,000.00 OYES ONO t s 000 on OYES ONO $ TOTAL CORPORATE CREDIT LIMIT REQUESTED: I BM [NG CPT :CT.S &IONE CONSOLIDATED MONTHLY STATEMENT °INDIVIDUAL ACCOUNTS BILLED SEPARATELY EACH MONTH °STANDARD QUARTERLY REPORTS PACKAGE °ENHANCED REPORTS PACKAGE OPTION (CALL US FOR DETAILS) 6. Applicant mpors•Ms that this Informetica is true and complete. and authcilvn creditor lo verity the Ithannalaxi and obtain adclikanal Informilal ioncarnerg Cargany's Ind standing. end lo furnish such credit Information b otters. Company *grow lo be bound by and obligated *zoning bus creditors VISA Business Card Regulations. Applicant represent, and warrants that the credit card account will be used primarily (SO% or more) for other than notional. family household or agricultural pwposes. Applicant understands that this representation lab connow that no disclosures wit required under the Federal Truthirolanding law. SIGNATURE Aspirant rogues establielwneM of an accourd for ascii Each sawn deeignetad person is an .Whaled use wenn n fl ip by are Cense* APPLICANT SIGNATURE: PRINT NAME: use Shiplielle above or on nor dawned Net. as may be amended in writing horn lime lo tiny by Applicant. 10 Me as sail dasignated kW such authorised Ueer we the aeries is noelied lo the DATE* CORPORATE TITLE: VseN Case No. 08-80736-CV-MARRA P-001078 EFTA00228458

1 1571USINESS CREDIT CARD A - 'LIGATION CREDITOR: PALM BEACH NATIONAL BANK & TRUST CO. BRANCH 0 REFERRED BY: COMPANY APPLICANT COMPANY NAME: IQCS NATURE (TYPE) OF THE BUSINESS: Ch)cr, E -ST:4-Tc. , INDICATE TITLE DESIRED ON THE CARD: Q IMITFD TO 24 SPACES) 000000000000000000000000 BILLING ADDRESS: ) P STREET' ITY: STATE: CI CA3 cls-ritc-c-r-- 1,)co o„_, N TYPE OF ORGANIZATION (PLEASE CHECK): LA-C.. , DATE BUSINE ESTABLISHED: flcoRPORATION nPARTNFRSHIP P(PRorittETORSH NAMEdF CONTACT PgON: • ■ 2. OWNER(S)/OFFICER(S)/PARTNER(S) WILL BE REQUIRED TO PERSONALLY GUARANTEE ACCOUNT(S). GUARANTOR(S) MUST COMPLETE THIS SECTION AND SIGN AT THE BOTTOM OF THE REVERSE SIDE OF THIS APPLICATION. OWNER/OFFICER/PARTNER It•rwrvf."....,,. ZIP CODE: 1002 FEDERAL EIN NUMBER: GUARANTOR 1: FIRST NAME MIDDLE INITIAL LAST NAME • EPSIc RESIDENTIAL /ADDRESS: STREET: APTN: CITY: . . R e) OWNERSHIP STATUS: 00: 11•WN ORFNT (IOTHER• ‘POSITION WITH COMPANY: )0(..0 4) W4A ?3 r 0 id MONTHLY MORTGAGE/RENTAL 'MENT HOME TELEPHONE NUMBER QWS[RSHIP TIME. WITH COMPANY: OFFICE TELEPHONE ER % OF GUARANTOR 2: FIRST NAME MIDDLE INITIAL LAST NAME ft.% • (?I2)7Sru DATE OF BIRTH SOCIAL. SECURITY NUMBER RESIDENTIAL ADDRESS: STREET: APTO: CITY: STATE: ZIP CODE: YEARS AT ADDRESS • OWNERSHIP STATUS: )TOWN ORENT nOTHER: POSITION WITH COMPANY: MONTHLY MORTGAGE/RENTAL PAYMENT HOME TELEPHONE NUMBER % OF OWNERSHIP TIME WITH COMPANY: OFFICE TELEPHONE NUMBER ( ) 3. BANKING el OTHER CREDIT CARD RELATIONSHIPS PRIMARY BAN C A.S4 nh(.., OTHERAANK: 1 A AL.* AMERICAN EXPRESS CORPORATE CARD? OYES ONO VISA BUSINESS OR CORPORATE CARD? nYES nNo MASTERCARD BUSINESS OR CORPORATE CARD? OYES ONO BUSIN ik"3 nebIECKING ACCOUNT ACCOUNT NUMBER: ACCOUNT NUMBER: .ACCOUNT NUMBER: OTHER ACCOUNTS D-OJ UT'S Or u0444,vm,4...2 OLOAN 04SAVINOS ACCT i8REDIT CARD IL% on1 AA- MOAN n SAVINGS ACCOUNT nCRFDIT CARD DATE OPENED: BALANCE: DATE OPENED: BALANCE: S BALANCE: GATE OPENED: AUTHORIZED INDIVIDUAL CARDHOLDERS) LIST THE NAMES OF ALL EMPLOYEES TO WHOM CARDS ARE TO BE ISSUED FOR BUSINESS PURPOSES: NAME (PRINT) SOCIAL SECURITY SIGNATURE CASH ADVANCE ACCESS? CREDIT LIMIT OYES kNO OYES KNO OYES *ONO OYES ONO TOTAL CORPORATE CREDIT UMIT REQUESTED: $ I ONE CONSOLIDATED MONTHLY STATEMENT °STANDARD QUARTERLY REPORTS PACKAGE 3. Appkanl isprosanla Vol V* Inlonnslion Is Ins and couplet and authorizes unclear ki verily kW kilometre end obtain @dans' Infommillon concommg Company's camel standing. Yd kl.lglIletl such code ellonneben lo ones. Crawly spun to be bound by wed oblgolsd wording lo n credllors VISA leusIness Card Regulations. BILLING OPTIONS I iQ 00").0 S /0,O00...) S C'OCC• 00 0 INDIVIDUAL ACCOUNTS BILLED SEPARATELY EACH MONI II °ENHANCED REPORTS PACKAGE OPTION (CALL US FOR DETAILS) SIGNATURE Antal copeosents and wanes INA On can card accord is be used petinadly (SO% or roots) lot other than persons,. Weft household or agricultural 6••••••••• Ann an. wwkwatawd• VW Ida nowasaastalka le calks dal so dlsalwawn en windeed wader Ike Fears( Tnelhawasendlng law. Applicant requests oslablelemenl of an mond lot each Each such cholcitsled person Is an sulhairad rear tonlary M verlUng by the Comply.. APPLICANT SIGNATURE: sae stove a on le .U.4.$ NI, es may Os emendo0 M mons son. sue es sera by Aopecan• to use n account daslenelsd for such suestrul use teal n crocraot Is needed Is ro. DATE* / ° PRINT NAME: 1 "7"-01 2 SIC In) CORPORATE TITLE: Vi V.An P) ge. Case No. 08-80736-CV-MARRA P-001079 EFTA00228459

VISA° Business Card Regu("ons Ingterrnsandcmndfflonc Palm Beach National Bank 6 Trust Co. 3931 RCA Blvd. Suite 3102 Palm Beach Gardens, Florida 33410 The undersigned Holder agree/Th Me folio a DEW day of Name ol HMS By: Aut Title 1. Agreement. These regulations govern the possession and use of VISA Business Cards ("card') issued by Issuing Financial Institution (*issuer"). Each party that apples for a VISA Business Card is referred to in these regulations as a Holder. Issuer shall establish an account for each person designated by Holder as an authorized user (-Authorized User,. Holder consents and agrees to these regulations and to the terms 'contained on the cards, any sales drafts, credit adjustment memos or cash advance drafts signed by or given to Holder or any Authorized User. The provisions ol these regulations, as they may be amended from time to lime as provided in these regulations, govern Holder's obligations. notwithstanding any additional or different terms contained in the cards. sales drafts. credit abustment memos and cash advance drafts or any other documents evidencing an acre. mt transaction. Holder authorizes an investigation of its credit standing prior to the issuance of cards and at any time thereafter, and authonzes disclosure of information to third parties relating to its credit standing. If Holder or Authorized User requests any VISA Business Card services, Holder or Authorized User consents to the release of Holder's or Authorized User's personal data to VISA USA. Inc. and its member financial institutions and/or their respective contractors for the purpoSes of providing such services. 2. Membership Fees. A nonrefundable annual membership lee of _ $ n/a wilt be assessed per card for the lest n/a card(s) issued. _ $ 14/a per card if n/a cards are issued, $ ista. per card il _ n/ acards are issued, and $ n/a per card if n/a cards are issued. Holder represents that cards will be used exclusively for business purposes and not for personal, family, household or agricultural purposes. 3. Use of Card. Credit for purchases from a merchant or cash advances from a participating financial institution may be obtained by presenting the card to the merchant or participating financial institution, and. if requested, by providing the proper identifying information and signing the appropriate drafts. Failure to sign a draft does not relieve the Holder of kabkty to pur- chases made or cash received. The card may also be used to obtain cash advances from certain automated equipment provided it is used with the correct personal identification number ('PIN"). The amount and frequency of cash withdrawals may be limited. Except as provided below with respect to Holder's liability for unauthorized use where Issuer has issued ten (10) or more cards at Holder's request, Holder will be liable up to a maximum of $50.00 tor the unauthorized use of a card or PIN issued at Holders request for charges that occur before Issuer receives notification crafty or in writing of loss. theft or possible unauthorized use of a card or PIN. If Issuer has issued ten (10) or more cards at Holders request, Holder will be liable for any and all unauthorized use of a card. Unauthorized use is any use by an individual other than Authorized User if without the knowledge or consent of the Holder. Any use of the card or PIN by an Authorized User, or by any other with the knowledge or consent of the Authorized User, or Holder, is authorized use. Lost or stolen cards or PINs should be reported immediately to Issuer by notifying Bankcard Center, P.O. Box 1111, Madison, WI 53701-11 11, Telephone (608) 829- 6100 or 1.800-221.5920. Holder shall be liable for all charges, lees and other costs that acaue on each account. 4. Credit Lino. Holder will from time to time be informed or the amount of the approved credit line under each account established for Holder, and Holder covenants not to make. authonze or allow credit purchases or bor- rowings in excess of the amount. However, notwithstanding such credit line, Holder is liable for all purchases and borrowings made with its cards by it or by anyone authorized to use the cards. 5. Payment. Holder will be furnished at the address identified by Holder. a monthly statement for each account lot each billing period at the end of which there is an undisputed debit or credit balance of $1.00 or more. The fun amount bitied (*New Balance') is due on demand. If Issuer does not demand payment of the New Balance on the monthly baling state- ment, either (a) the New Balance or, (b) a Minimum Payment of the _ greater of $ _20. or 5 % of the New Balance, shall be paid with- in 25 days after the Closing Date of that billing statement. Payments must be made at Bankcard Center. Milwaukee, Wisconsin, 53288-0200. Payments made al any other location may cause delay in crediting the I account. Payments received after 2:00 P.M. on any Monday through Friday, but excluding federal legal holidays, or at any time on any non- banking day wis be considered as payments oracle on the following bank- ing day. All payments wilt be applied first 10 interest. second to additional fees. 0 any, in the order of thew entry to the account, third to previously billed cash advances. purchases and other similar charges in the order of their entry to the account. and then to current cash advances, purchases and other similar charges in the order of their entry to the account. 6. Finance Charges. Interest shall accrue on each account az shown on the monthly statements. for each billing period in which there is a cash advance or the Previous Balance is not paid in lull prior to the Closing Date of the bitting statement. Interest rs computed by applying the more* periodic — rate of 1.28 .1. (ANNUAL PERCENTAGE RATE Oft& S %) to the average d&y balance of the account To get the averaged* bal- ance, we take the beginning balance of the account each day. add any new cash advances. credit purchases and other charges, and subtract 233-106 NIP p,03) Case No. 08-80736-CV-MARRA any payments or credits. unpaid late charges. unpaid membership fees and other unpaid fees. This gives us the daily balance. Then. we add up al of the dairy balances for the Wing cycle and divide the total by the number of days in the biding cycle. This gives us the average aaliy balance. Interest accrues on credit purchases beginning on the date the purchase is posted to the account unless the Previous Balance shown on the statement is paid in full prior to the Closing Date of the statement. Credit purchases made during the statement period and the Previous Balance will be excluded from the calculation of average daily balance if the Previous Balance shown on the front of the statement is paid in full prior to the Closing Date. Interest on cash advances begins to accrue on the date the advance is posted to the account. AcIckhonal interest on an account may be avoided by paying in lull the New Balance shown on the account's monthly statement within 25 days after the Closing Date for that statement. 7. Additional Feet Each account shall be subject to the following addi- tional fees: (1)525. /or n/4_ 1% late charge il any minimum payment is not paid in full on or before the due date shown on the monthly statement issued immediately alter the monthly statement on which the unpaid mini- mum payment first appears; (2) $ 10.00 for each cash advance; (3) 55 for replacement ol a card; and (4) reasonable charges according to the then current fee schedule for additional copes ol monthly statements. drafts and receipts requested. Fees imposed will be posted to the account. 8. Foreign Transactions. If a Holders card is used to effect a transaction in a foreign currency, the transaction amount will be converted to U.S. dol- lars by VISA International. VISA converts foreign currency to U.S. dollars using either the government mandated exchange rate or the wholesale exchange rate, in effect one day before the date of the conversion, as applicable. The exchange rate is increased by 1% lithe conversion is made in connection with a charge to an account and decreased by 1% if the con version is made in connection with a credit to an account. The date of con- version by VISA may differ frOm the purchase date and the posting date identified in the monthly statement for the aCCOunt Holder agrees to pay charges and accept credits for the converted transaction amounts in accor- dance with the terms of this paragraph. 9. Disputes. Issuer is not responsible for relusal by any merchant. finan- cial institution or automated equipment to honor or accept a card. Issuer has no responsibility for merchandise or services obtained with a card and any dispute concerning merchandise or services will be independently set- tled by Holder with the merchant concerned. 10. Default. Hoider Covenants to observe and comply with these reguia. tions and not to permit an event of default to occur. Holder further covenants not to take any action or permit arty event to mar which maten- ally impairs Holder's ability to pay when due. Upon the occurrence of any one or more of the following events of default; (a) Holder fails to Day at least the Minimum Payment when due: (b) Holder dies. ceases to exist. changes residency to another state, becomes Insolvent or the subject of bankruptcy or insolvency proceedings; (c) Holder falls to observe any covenant or duty contained in these regulations; (d) any item in any linen. cal statement delivered by Holder to Issuer is false in any material respect when given: or (e) the occurrence of default under any agreement securing the obligations hereunder, the full amount ol Holder's account shall, at Issuer's option become immediately due and payable. Holder agrees to pay all costs of collection before and alter judgment. including reasonable attorneys' fees (including those incurred in successful defense or settle- ment of any counterclaim brought by Holder or incident to any action or pro. ceeding involving Holder brought pursuant to the United States Bankruptcy Code). 11. Termination. Holder's consent to these regulations may be terminat. ad at any time by surrendering the cards issued to Holder or at Holders request. but such termination shall not affect Holders obligations as to any balances or charges outstanding at the time of termination Termination by any Holder shall be baiting on each Authorized User. Unless sooner term nated. Ire pnvilege to use the cards shall expire on the date shown on the cards. At any time. without %ability to Holder and without affecting Holders liability tor credit previously extended. Holders privilege to use the cards may be revoked or limited by Issuer to the extern not prohibited by law. The cards are and shall remain the property ol Issuer and Holder agrees to surrender them to Issuer upon demand. Holder agrees to notify Issuer of any cancellation of an AuthOnAed User's charging privileges. Holder shall return to Issuer any cards issued to Authorized Users whose privileges have been terminated. 12. Amendments. Issuer may amend these regulations and may amend the charge terms from time to time and will mail to Holder at Holder's Iasi known address as shown on the records of Issuer written notice of any such change not loss than 15 days prior to Its effective date, or as other- wise required by law. Invalidity ol any provision of these regulations shall not affect the validity of any other provisions. 13. Governing Law. Holder agrees to be governed by Find du law with rasped to all 'sports of the transactions arising under these foffu- talons. P-001080 it • EFTA00228460

GUARANTY AGREEMENT If the application for the Account Is approved, then the following Guaranty will be effective. If the application for the Account Is not approved, then the following Guaranty Is null and void. CONTINUING UNLIMITED GUARANTY. Fa good and valuable consideration, and for the purpea(a) of Inducing Pen, Beach National Bank & Trust Company (tank') to coand. make. rare modify and ot continue to extend. make. renew or modify the Business CrecM Card Atcount of (the *Borrower) the undersigned Guenter (Way and severalty, d more than One. 'Guarantor) abseil-dory and wipes:Hansa guarantees and proases to pay to Bank or its order, on demand. m lesoluity Obtained Wei tender of the united Staters of Amince Me Account Indebtedness of the Borrower to Bank on the wens and conditions sat teal in this Guaranty. Under this GeesSy. to Witt cf Guarantor is untimiled and t* obligations of Guarantor ere continuing NATURE of GUARANTY. Guarantor's liability under Ina Guaranty &hal be open and continuous for so be as Nor Guaranty remains In Se Guarantor weeds to guarantee at ea Ss to perlamanc• art warp' payment when ire. whets at manta/eels by moth a satterallon a orsereres, of ea Accost anciebeedness Actaeon:ay. no payments made upon Ito Peace indeteedness we discharge or dmerth the conentng kabely of Guerwacir I comedban vile any reateineg poems a ore Account tridebtedness a any of the Account indebtedness each subsequently was a is thereeher intoned or contacted. Tin le not • special panty. DURATION OF GUARANTY. This Guaranty at take wed Won received by Barth valeta Ire netwarry of any accapabli by Bank a STY nests to Gbaranibi a 310 Dueness. and will continue in full force WIN all ACCOunt indebtedness incurred or Centradial before recapt by Barterer, MIMI a MCCAW Nora lave been tufty and Malty peal and satisfied and all other obligations of Guarantor under this Guaranty shall have been performed n lull If Guarantor Meta 10 evoke das Guaranty. Guarantor nay only do so in writing. WriflOn revocation or this Guaranty will apply only to advances or new Account indebtedness created alter actual receipt by Bank of Guarantors written revocation This Guaranty and Guarantor's obligations hereunder remains fully enforceable irrespective of any claim, defense or counterclaim which Borrower may assert on the Account Indebtedness, Including but not limped to failure of consideration, breach of warranty, payment, Matta of frauds, statute of limitations, accord and Satisfaction, and usury, same of which Guarantor hereby waive, along with any standing by Guarantor to assert any said claim, defense or counter claim. GUARANTOR'S AUTHORIZATION TO PALM BEACH NATIONAL. BANK & TRUST COMPANY Guarantor sultrytteS Bank, either before or alter any revocation hereof. without notice or demand and without lessening Guarantor's liability under this Guaranty, NM time to time to eller, supplement, compromise, modify, renew, extend, terminate, aCcolorate. waive a otherwise change one or more limes the time for payment or other ter me, conditions, or provisions of the Account. GUARANTOR'S REPRESENTATIONS NC WARRANTIES. Guarani", represents and waireMS to Bank UW (s) nO reeesenUban a agmerronts of any kind have been made a Guarantor etch maid ant or quay In and way the *MS a It Guaranty. (b) Galan* ties. bas own satisfebon. adependena investigated (and reins thduswely or). (0 Bataan veer Hatay. Op Bono vets payment Nils:nue, Santoa eery, and (n) Borrowers past. curet. and Protected Mittel ardent IC) Upon Bank's request Guarantor will provide to Bar* financial and aerie inecnneeort In toms scatted, to Bank and (d) Guarantor nu dritabaantati adwouata eneans ol obtaining from Borrow* on a Contriving bays infonnalion regarding Serowe's Weal condition Guiana agrees to keep adequate), informed from such means d any fags. events, a circumstances which rept in any way end Guaranty's nsks under this Guaranty, and Gutmann funkier age's that, absent a request lot Infattecon. Bar* ;ha have np obagabon to *Sane 10 Guarantor any insane+ a documents acquved by Bank in the courses of it, relate-IRK/ with Borrower GUARANTOR'S WAIVERS. Except as predate' by applicable err. Guarantor wanes any right to require Bank (a) to make any presentmant roast. demand. a notice of any Sind, including notice of any nonpayment of the Account indebtedness or notice of any action or non.action on the part of BOnOwlit a (b) to read for payment a to proceed directly or al once against any person. including Borrower a any other Guarantor. II now or hereafter Borrower shall be or become insolvent, Guarantor hereby forever wolves and relinquishes in favor el Bank and Borrower, end their respective successors, any claw, n it or remedy 10 payment Guarantor may now have or hereafter have or acquire against Borrower that arises hereunder grow performance by any guarantor Including without imitations, any clan. remedy or rivet of subrogation. reirnburtensere, exoneration, indemnificaton, or participation In any claim right a remedy of Barth against Borrower. whether or not such clan, rips or remedy wises in equity. under contrea. statute, cannon law or otherwise, by subrogation or otherwise, so that al no lane shall Guarantor be or become a 'trance of Sonoma yaw the meaning of IIUSC Section 547(01. a any successor prevision of the Federal bankruptcy laws. Guarantor ait waives dew and a %his a defenses fl ing by reason of any eleclon of remedial by Bank each destroys or otherwise adversely affects Guarantor's subrogatern rots a Guarantees ngT2s to proceed awe Borrower for reimburse* had* Scul andladtak any boo of rQ'ts Guiana may Rd* by taw of any law nog qualifying. Or caithilreeig tie Accent Indebtedness If payment k made by Borrasier, whether vaunts* a ceherwise, a by any Rid patty. on Ire Ataxia Indebtedness and thereafter Bank Is torso 10 remit the amount of Pet payment to Portant?* raiee In banknoicy or et any area person under eery ISO or stale beremplcy law a tar ty the relief et debtors. the Indebtedness WO be considered united for re papaw 01 anfereeleint of V* Gurrody. This deoesen rue are., contain ale Guaranty. RiGHT OF SETOFF. Guarantor authorizes Bank. to the extent permitted by appatabla law. to charge randy,. a setoff al sums tang 01 Ion ACCO-int against any and as de accounts sat forth below in the Accounts section without prior demand a nonce to Guarantor ACCOUNTS. Accounts shall Include all Guarantor's depinfis, accounts (whether checking savings, or some Odser accent) a securelem now a hereafter nee possession of a on depose with Bar* a with any Bank's affiliate or subsidiary Including vnthout limitation all accounts held belfry with someone else end all accounts Guarantor may open in the future, excluding. however. all IRA. Keogh and trust accounts MISCELLANEOUS PROVISIONS. The following misoflaneouS provisions are a part ol this Guaranty, Amendments. This Guaranty Othshlultat the twins understanding. end agreement of the parties as to the matters set form in. Is Guaranty and supersedes a snot understand.% si and correspondence. oral or mitten, with respect ore subascl matter hereof. No alteration of or amendment to this Guaranty tall be effective was* given in writing and signed by the party a panes sour to be charged a bound by to Sretalion a amendment Applicable Law. Res Guwanty as be governed by and cossinrad ri accordance will to lows cd the gale where the Issuing Bank referenced stove maniere as urine/pal office Attorney's Fee; Espana. Guarantor agrees to pay upon demand an of Banes cogs and wanes. raging reasonable alleney'll ten and BOWS eon eapenses. MOSTIKI correction with fie Accauni or the statement of Et Guaranty. Bank may pay scram else le help stone des Guaranty avid Garet elan pay to costs and expenses of such erdocarnant Costs and aspens Include Bank's reasonable attorneys' lees and legal sins .freer a rot lee la • SSAl lor bestial Passearegi (and Intend efforts to modify a vacate any automatic stay a InIunceon). appeals. and any annealed posSjudprent C011eclices sands Guarani* able shad pry all coal costs and such additional lees as may be directed by the Court Interpretation. In all cases where there is more than one Borrower or Guarantor, Than all words used in this Guaranty in the singular shell be deemed to have been used in chi, plural where the control and construction so require, and where there is more than one Borrower named in as Guaranty or when tie Guaranty is executed by more than one Guarantor, the words Borrower and 'Guarantor respectively shall mean all and any one or more of then. The words 'Guarantor,' 'Borrower; and 'lank.' include the heirs. successors, assigns, and transferees of each of them. CaptIon headings in Ws Guaranty are for comelier* purposes only and are not to be used lo interpret a define the provisions of this Guaranty. If a court of competent iurisdebon finds any provision of this Guaranty to be Ski or unenforceable as lo any person or circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or orcumstances, and all provisions of this Guaranty In el other respects shall remain void and abrogate waiver Bane shalt not tie deemed to have waived any eights under ties Guaranty sit such Seer *given in wring and egad by Bank. No delay a omission on the pan of Bank in aseroskw any sold shall operate as a ate Of AO right a arty 0mw net A waiver by Bank of • prevision no Na GuarantY snag nor laggetaga or =awl* a 3a me 3' Banes right oases* to demand alt COrnalance SOW pciedon a wry ORS proeslon of It Gunray. No prior Saw by Bank, nor any COseui of deer. hews Bank and Guarantee, shad constaula a wee of any of Bank's Vita a Of BM Ci Guarantor* Obleallcas a to Soy ate tisclan. Whenever fa Weird el Brea required under Ins Guaranty, de granting of such sent by Bare hay Stenos and not consable Conant's-re consent IC subeequer4 instances Mere Wet consent a required and In all cases such consent may be granted or witted In Bo Ode denim Of Bank There are costs associated with the use a tile credit card. For Wet* inkernbenn regarding the costs. picas* wise us at Palm Beach MS* Bank & Trust Company, P 0 Bo. 14218, North Palm Beach. Fads 33408 apes in al 5814244361 The undersigned Canine ',that all statements In Ms Application and on each dottrel required to be submitted in connection herewith, IniLidasto federal Income tax returns, are lie correct and complete The undersigned authorizes Palm Beach National Bank & Trust Company to rely upon such statement,, make such Inquires, and gather such IntforMatiOn as Palm Beach National Bank A Trust Company deems necessary end reasonable to verify any information provided to Palm Beech National Bank S Tani Company on this Appearon on any such required document, Including Inquires to the internal Revenue Service, business credit reporting and credit bureau agencies and associations. and further authorizes Palm Beach National Bank & Trust Company, Its holding company and agates and related service corporalkso to exchange this application, the information contained In a whittled with INS Application and a banldng relationship Wormaten with each other end with business Credit tanning a credit bureau agencies and association, end Chadors of the unClertipn60 The undersigned further press to notify Peon Beach Natlonel Bank a That Company promptly of any material change in any such Inlormat on Tlw undersigned canna that haste has full authority to act on behalf of Applicant In connection with this credit request EACH UNDERSIGNED GUARANTOR ACICNOWEEDGES HAVING READ ALL THE PROYtstCfler f TreS Cavalanii Y AND AGREES W ITS TERMS GUARANTCR NAME PRINTED (Fr ( LC) -EPs rcati SIGNAT DATE /A., Case No. 08-8riSbrr FORM'S 990007 REVISEBISMI DX 1 EFTA00228461

LL :0131ICEATE AUTHORIZATION RESOL ION By. 0-cS, LAC Referred to In this document as 'Financial Institution' LL Referred to in this document as Wisspateliezi" ytIC...ne ck LI-. C- Federal Employer W. Nu Only that I ern exec' eencgrartzed under the laws, it, . 12^II aeMiskir Calrah t ir ntl5 Those resolutions appear in the minutes of this meeting and have not been rescinded or modified. AGENTS Any agent listed below, subject to any written limitations, is authorized to exercise the powers granted as indicated below: Name and TAY or Position Signature Facsimile Signature (if used) A. \CFELCV CPS TZIWA Ine fi4iER x X B. X X C. X X D. X X E. X X F. X X POWERS GRANTED (Attach one or more Agents to each power by placny the letter corresponding to their name in the area Delcke each power. Following each power indicate the number of Agent signatures required to exercise the power.) Indicate A, B, C, O, E. and/or F Pt Description of Power (I) Exercise all of the powers listed in this resolution. (2) Open any deposit or share account(s) in the name of the Corporation. cr t_____ (3) Endorse chocks and orders for the payment of money or otherwise withdraw or transfer funds on deposit with this Financial Institution. ________ (4) Borrow money on behalf and in the name of the Corporation, sign, execute arid deliver promissory notes or other evidences of indebtedness. (5) Endorse, assign, transfer, mortgage or pledge bills receivable, warehouse receipts, bills of lading, stocks, bonds, real estate or other property now owned or hereafter owned or acquired by the Corporation as security lot sums borrowed, and to discount the same, unconditionally guarantee payment of all bills received, negotiated or discounted and to waive demand, presentment, protest, notice of protest and notice Of nonpayment. __..t (6) Enter Into a written lease lot trie purpose of renting, maintaining, accessing and tem...nab:1g a Safe Deposit Box in this Financial Institution. (7) Other LIMfTATIONS ON POWERS The following are thti o press brnitations on the powers granted under this resolution. EFFECT ON PREVIOUS RESOLUTIONS This resolution supersedes resolution dated CERTIFICATION OF AUTHORITYPCnia• LLU I further certify that the Bewdeeireeters of thetorporatearl as. and at the time of adoption of this resolution had, full power and lawful authonty to adopt the foregoing resolutions and to confer the powers granted to the persons named who have full r nd lawful ty to exercise the same. (Apply seal below where appropriate.) . 0 It checked, the Corporation is a non-profit corporation. In Witness Whereof, I li —1•Aircemponswen Indicate number of signatures required O 190, 1997 swan Sysloms. Cloud. MN form C. I 6/1099 toot If not completed. all resolutions remain in effect name to this document ancheamietiiiiiik.soisi-ef-itie (date). Attest-far Onwtither ester (page I cd 2) Case No. 08-80736-CV-MARRA P-001082 EFTA00228462

RESOLUTIONS The named on this resolution resolves that, ce striz:::1 .67k. (t) inancial Institution is designated as a depository for the funds of the - • and to provide other financial accommodations indicated in this resolution. • • • (2) This resolution shall continue to have effect until express willtenenoticst Its rose's on or ification has been received and recorded by the Financial Institution. Any and all prior resolutions adopted by the aeart4wgjethirient the a and certified to the Financial Institution as governing the operation of thiS Corporation's account(s), are in lull force and effect, until the Financial Institution receives and acknowledges an express written notice el its revocation, modification or replacement. Any revocation, modification or replacement of a resolution must be accompanied by documentation, satisfactory to the Financial Institution, establishing the authority for the changes. (3) The signature of an Agent on this resolution conclusive evidence of their authonty to act on behall of IheLosporaten.seny Agent, so long as they act in a representative capacity as agents of the , is authorized to make any and all other contracts, agreements, stipulations and orders which they may deem advisable for the effective exercise of the powers indicated on page one, from time to time with the Financial Institution, subject to any restrictions on this resolution or otherwise agreed to in writing. (4) Al transactions, if any, with respect to any deposits, withdrawals, rediscounts and borrowings by or on behalf of the gierporationevith the Financial Institution prior to thp a_doption of this resolution are hereby ratified, approved and confirmed. _ (5) The Co& a M- -3grees to the terms and conditions of any account agreement, properly opened by any Agent of the LeispereeerThe CerWaSII authorizes the Financial Institution, at any time, to charge the Corporation for aN checks. drafts, or other orders, for the payment of nmney, that are drawn on the F a Inititution. so long as they contain the required number of signatures for this purpose. (6) The acknowledges and agrees that the Financial Institution may furnish at its discretion automated access devices to Agents of the Corporation to facilitate those powers authorized by this resolution or other resolutions in effect at the time of issuance. The term -automated access device includes, but is- not limited to. credit cards, automated Mier machines (ATM). and debt cards (7) The aselleihrecknowledges and agrees that the Financial Institution may rely on alternative signature and verification codes issued to or obtained from the Agent named on this resolution. The terrn 'alternative signature and verification codes* includes, but is not limited to. facsimile signatures on file with the Financial Institut:co, personal idenbficabon numbers (PIN). and digital signatures. If a facsimile signature specimen has been prowled on this resolution, (or that are filed separately by the Corporation with the Financial Institution from time to time) the Financial Institution is authorized to treat the facsimile signature as the signature of Ihe Agent(s) regard of py whom or by what means the lacsimite signature y been affixed so long as 4 resembles the facsimile signature specimen on fife. The —abthonzes each Agent to have custody of the 's private key used to create a digital signature and to request issuance of a certificate listing the corresponding public key. The Financial Institution shall have no responsabOty or liabley for unauthorized use of alternative signature and verification codes unless otherwise agreed in writing. FOR FINANCIAL INSTITUTION USE ONLY Acknowledged and received on (date) by (initials) g This resolution is superseded by resolution dated Comments: C MSS. '09' cankers %canna. inc sin Clang. MN Fonn snoop Case No. 08-80736-CV-MARRA_. P-00 109O2 0 EFTA00228463

MEMORANDUM TO: Nancy Bruno 0 FROM: H. Loy Anderson, Jr. DATE: August 7, 2001 REF: Jeffrey Epstein Nancy, I am waiving the requirement for financial statements on the application for three corporate credit cards totaling $25,000 for Jeffrey's company NES, in the names of hich are being g Case No. 08-80736-CV-MARRA P-001084 EFTA00228464

Case No. 08-80736-CV-MARRA P-001085 EFTA00228465

State of New York .t.n. Department of State J 1 hereby ceretly that the annexed copy has been compared with the original document in the custody of the Seuetary of State and that the same is copy of said original. DOS-1266 (996)' Witness my hand and seal of the Department of State on ......... • OF NE tr; ••••S"' ifti , • O .• rot f. fv,'• 44 • 44., • 4 7 / ENT O' .•• "• ...... t" • AUG 1 71498 Spedat Deputy Secretary of State Case No. 08-80736-CV-MARRA P-001086 EFTA00228466

IY...9..DEPARTMENT OF St VISION OF CORPORATIONS AND STATE RECORDS NITITY NAME : NES, LLC FILING RECEIPT OCUMENT TYPE : ARTICLES OF ORGANIZATION (DOM LLC) ERVICE COMPANY : CT CORPORATION SYSTEM ILED: 08/13/1998 DURATION: **am** DDRESS FOR PROCESS HE LLC EAST 71S1 STREET EW YORK, NY 10021 EGISTERED AGENT ott ITS FILING HAS AN ASSOCIATED PUN,,1 IICH THIS PUBLICATION IS TO BE MAX, :E COUNTY IN WHICH !HE ENTITY'S OFFiCE. HINTY CLERK FUR FURTHER INFORMATION. ALBANY. NY 12231-00c COUNTY: NLWY SERVICE CODE: 0/ x CASH t: 930313000438 FILM t: 9U021300041 EXIST DA1 08/13/199 • • 411. 't• THE NEWSPAPERS IN TE'D BY THE COUNTY CLERK UF qppirto. CONIAC1 THE RESPECTIVE FILER FEES 210.00 PAYMENTS 210.0 LAUREN KWINTNER FILING : 200.00 CASH : 0.0 457 MADISON AVENUE TAX 0.00 CHECK 0.0 FOURTH FLOOR CERT 0.00 BILLED: 210.0 NEW YORK, NY 10022 COPIES : 10.00 HANDLING: 0.00 REFUND: 0.6 )S-1025 (11/89) ===== Case No. 08-80736-CV-MARRA P-001087 EFTA00228467

AUG—I2 -90 16 , 17 FROM- 10 ....2371 ,9042 ReACE 7/4 ARTICLES OF ORGANIZATION CT-07 OF NES, LLC (--9 8 0 8 1 3 0 0 0 H19 (Pursuant to Section 203 of the Limited Liability Company Law) The undersigned person, acting as an organizer of the limited liability company to be formed under the Limited Liability Company Law by the filing of these Articles, sets forth the following statements; FIRST: The name of the limited liability company is NES, LLC (the 'Company"). SECOND: The county within the State of New York in which the office of the Company is to be located is the County of New York_ THIRD: The Company is not to have a specific date of dissolution in addition to the events of dissolution set forth in Section 701 of the Limited Liability Company Law. FOURTH• The Secretary of State of the State of New York is designated as agent of the Company upon whom process against it may be served. The post office address within the State of New York to which the Secretary of State of the State of New York shall mail a copy of any process against the Company served upon the Secretary of State is 9 East 71E Street, New York, New York 10021. EMIL The Company is to be managed by one or more members. SIXTH: There are no limitations on the authority of the members to bind the Company. IN WITNESS WHEREOF, I have signed this document on the date set forth below and do hereby affirm, under penalties of perjury, that the statements contained herein have been examined by me and are true 32141 correct. Executed on this I Zils day of August, 1993. Organizer Case No. 08-80736-C V-MARRA P-001088 EFTA00228468

.": AUG'12..913. 16:16 FROM. ID.A423710042 PACE 9 8 0 8.1 3 9 0 0 tin '47: %Xi a: Filer: ARTICLES OF ORGANIZATION OF NES, LLC (Pursuant to Section 203 of the Limited Liability Company Law) Lauren Kwintner 457 Madison Avenue Fourth Floor New York, New York 10022 (212) 750-9895 !cc. STAR OF NEW YORK DEPARTMENT OF STATE FLED AUG I 3 1003 TARS BY: CT-07 ca-988686`811n P-001089 EFTA00228469

1. Date: 08/21/2001 Time: 15 ':45 Operator: AL Department: LOAN_OPS Report Type: FX Reference: ANN LUFFT SRI-EPSTEIN,JEFFERY. ZA-35 L W M BEACH, FL, 33480. ID-S ENH BEACON SCORE: 698 00022/00010/00014/00020 ACCOUNT NOT PAID AS AGREED, PUBLIC RECORD OR COLLECTION AGENCY FILING PROPORTION OF BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING ACCTS LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED LENGTH OF TIME SINCE DEROGATORY PUBLIC RECORD OR COLLECTION IS TOO SHORT SSN ISSUED -67 STATE ISSUED-NY tgEO CODE: MSA STATE COUNTY CENSUS TRACT -t358,BRILLO,WAY,PALM BEACH,FL,33480. INQ CURRENT ADDRESS FULL ZIP NOT AVAILABLE BLOCK GROUP • 240 EQUIFAX CREDIT INFORMATION SERVICES, P 0 BOX 740241, ,ATLANTA,GA,30374-0241,800/685-1111 APEPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 07/10/01 457,MADISON,AVE,NEW YORK,NY,10022,TAPE RPTD 01/99 358,EL BRILLO,WAY,PALM B PE RPTD 08/98 TELEPHONE NUMBER SPEC 02/01 265 TD 04/98 BDS , SSN VER - Y 31. ES-,SELF EMPLOYED 32 EF-CONSULTING PRES,J EPSTEIN CO,NEW YORK,NY 03 E2-,BEARS STEARNS FN -398 "SUM-06/77-08/01,PR/OI-NO,COLL-YES,FB-NO, ACCTS:17,HC$0-97320, COLLECTION ITEMS LIST RPTD AMT/BAL DLA/ECOA AGENCY/CLIENT 10/98 12/98 $180 08/98* 465YC93 DRS BUSBUR $180 U IMAGING ASSOCIA FIRM / IDENT CODE CS ECOA/ACCOUNT NUMBER CHASE NA '426883859 R1 I/526327100944 CREDIT CARD BLMD/FDSB •404DC21 RI 1/fir CHARGE RKCARD SER*6680N9235 Ri CREDIT CARD CHASE NA *4960N595 R1 I/ CREDIT CARD HSBC BANK *100BBS3 RI 16-ONES, 1-OTHER STATUS/SERIAL UNPAID 2853977 RPTD OPND LIMIT HICR BAL $ DLA MR (30-60-90+)MAX/DEL P/DUE TERM 24 MONTH HISTORY 07/01 17100 - - - 7313 07/01 60 03/85 120 07/01 2001 0 22 01/79 07/01 1000 0 12/00 31 11/98 07/01 5000 525 07/01 33 10/98 10 Case No. 08-80736-CV-MARRA P-001090 04/01 --- 8300 0 04/00 53 EFTA00228470

I/521531700129 1(1/.96 PAID ACCOUNT/ZERO BALAN ACCOUNT CLOSED BY CREDIT GRANTOR tTBC CLASS*4470817753 RI 05/94 2000 0 37 E7583029 04/91 CREDIT CARD 3859 RI 11/93 3800 0 03/92 41 12/88 REVOLVING TOTALS 30901 8300 7838 130 \MEX *90608259 01 08/01 --- 97320 97320 08/01 01 - I/ 10/77 AMEX *404888169 01 07/01 r/ 10/00 --- 23888 2784 07/01 01 CREDIT CARD IIIIIIII*90608259 01 07/01 06/77 0 - - - 0 07/01 01 WTWSNEPCS*444UT981 01 07/01 0 0 13 I/ 03/00 WTWSSEPCS*465UT68 O1 07/01 0 0 08/99 40 C 11/92 \TTWSSEPCS*465UT68 01 07/01 0 0 08/99 40 IAPAPPWIRMNAgamm 06/89 4TTWSNEPCS*444UT981 01 07/01 0 0 16 - - OMPIMPPPPIPPIP 10/97 tt; ATTWSNEPCS*444UT981 01 08/00 0 0 06 I/ 11/99 PAID ACCOUNT/ZERO BALANCE NTTWSNEPCS*444UT981 01 03/00 0 0 09/99 20 06/98 OPEN TOTALS --- 121208 100104 - - - GRAND TOTALS 30901 129508 107942 130 CHASE NA *426BB3859 11/98 --- 06/97 526327100939 03/85 LOST OR STOLEN CARD Ti CREDIT CARD . AMOUNT IN H/C COLUMN IS CREDIT LIMIT *INQS-TAMINSPEC 496I200338 07/10/01 AT&T END OF REPORT EQUIFAX AND AFFILIATES 08/21/01 910UT16679 11/03/99 SAFESCANNED Case No. 08-80736-CV-MARRA P-001091 EFTA00228471

Memorandum To: Dottie Wilson From: Eric °any Data: 8/6/01 Re: Credit card application Enclosed please find a credit card application for NES, LLC. Jeffrey is the sole member (owner) of this company. We are requesting the maximum — 825,000 — credit line. Please forward this application to Nancy Bruno with a letter from the bank. We are not interested in giving Jeffrey's personal financial information. Thanks for your help. 1 Case No. 08-80736-CV-MARRA P-001092 EFTA00228472

AUTHORIZED INDIVIDUAL CARDHOLDER(S) LIST THE NAMES OF ALL EMPLOYEES TO WHOM CARDS ARE TO BE ISSUED FOR BUSINESS PURPOSES: NAME (PRINT) SOCIAL SECURITY # SIGNATURE CASH ADVANCE ACCESS? CREDIT LIMIT DYES ONO DYES RNO t letcekb OYES ONO OYES ONO TOTAL CORPORATE CREDIT LIMIT REQUESTED: $ Case No. 08-80736-CV-MARRA P-001093 EFTA00228473

tiug AUG 0C-01 12 30 FROM P. 1 AuTHORIED INCIVICK:AL CA-WHO:LIE RISI usT TVE 44/4.4.4ES OF ALL EMPLOYES TO WHOM CARDS ARE TO RE ISSUED FOR Fil MISS PURPOSES: VANCE ACCESS? CREDIT Lima 111.111111.11.11Es AC/O s_LQ__Lql- OYES ONO OYES Ow S_ Chris 0 rca TOTAL CORPORATE CREDIT LIMIT REQUESTED: S a Case No. 08-80736-CV-MARRA P-001094 EFTA00228474

Aug 06 01 02:58p AUG-06-01 13.39 FROM+ 10.2127..2400 P • 1 PAGE 1/1 UST T NAMES OF ALL EMPLOYEES TO WHOM CARDS ARE TO BE ISSUED FOR BUSIISS PURPOSES: NAME (PRINT) SOCIAL SECURITY I SIGNATURE CASH ADVANCE ACCESS? CREDIT LIMIT OYES ONO OYES ONO OYEs io S OOO -- OYES ONO TOTAL CO TE CREDIT LIIAIT REQUESTED: $ Rkwhoin Case No. 08-80736-CV-MARRA P-001095 EFTA00228475

kAi PALM BEACH NATIONAL BANK & TRusr COMPANY "It's Everywhere You Want to Be." July 26, 2001 Eric Gany 457 Madison Avenue New York, New York 10022 RE: Visa Business Card/Jeffrey E. Epstein Dear Mr. Gany: We appreciate your request for a VISA Business Credit Card from Palm Beach National Bank & Trust Company. In order to expedite your request, please provide the following applicable items: • Business Card Application, with personal guaranty completed and signed (without corporate titles) on the reverse side of the application. MINIMUM CREDIT LINE - $5,000.00 MAXIMUM CREDIT LINE - $25,000.00. • Corporate/Partnership or Sole Proprietorship Authorization Resolution • For credit line requests exceeding $10,000.00 1. Current year-to-date Business Financial Statement; 2. Last two years of signed Corporate:Partnership Federal income tax returns OR an audited financial statement reflecting a minimum of the previous two years of financial information; 3. Current signed Personal Financial Statement for each guarantor. Guarantor(s) listed on the application must represent at least 51% of the ownership of the corporation/partnership; 4. Last two years of signed Personal Federal income tax returns for each guarantor. Guarantor(s) listed on the application must represent at least 51% of the ownership of the corporation/partnership. NI n !coup RCA III" IO III Cge.1§8 /08I_W011_rntrnft/ hiltlk(kR D .OR I I ) 31410 P IC /K I'M, o7.T'IM I rkr C.00177 M.( an P-001096 EFTA00228476

Page Two July 26 2001 Please return all completed forms and financial information to my attention at: BankCard Services 3931 RCA Blvd., Suite 3102 Palm Beach Gardens, FL 33410 M If you have any further questions, please do not hesitate to contact us at . Again, thank you for your interest in our VISA Business Credit Card program. Sincerely, Nancy J. Bruno Vice President, Director of BankCard Services Enclosures Case No. 08-80736-CV-MARRA P-001097 EFTA00228477

• • .r.. .... IV .nn 'It I JV &WV° 11160 LL4 VI001/001 Jeffrey Epstein July 26, 2006 Colonial Bank Jeff Re: Main account #: VIA FACSIMIL NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK, NEW YORK 10022 TELEPID3NE (212) 7104200 TELEFAIC (212) 371-1042 Please make the following changes to the above main account number: • Please change limit on to 56,000 • Please change limit on nee . n to 56.000 If you have any questions, feel free to contact me at the above number. Thank you, / Bella Klein Case No. 08-80736-CV-MARRA P-001098 EFTA00228478

Jeffrey Epstein Jeffrey Epstein 6100 Red Hook Quarter, B3 St Thomas, VI 00802-1348 June 28, 2006 Jeff Desmond Colonial Bank Re: NES LLC Credit Card — Account Number 4470 1153 4000 5213 Dear Jeff: I would like to add a new credit card with a $5,000 credit limit to the above referenced account. The credit card will be in the name of Her personal information is as follows: Date of Birth: Social Security #: Home Address: I hereby grant permission for Richard Kahn to act on my behalf with any additional information that may be needed for this new credit card. In addition please mail the new credit card to Richard at: Richard Kahn Go NES LLC 457 Madison Avenue, 4th Floor New York, NY 10022 Thank you, Case No. 08-80736-CV-MARRA P-001099 EFTA00228479

PER-11-06 17.22 FROM. 1U.2127S02siMU 1"041.k. 1/2 NEE, laL RXMIHFLOOR 457AUDISONA NEW YORK. NEW YOR14 loon February 11, 2005 Jeffrey Colonial Bank Re: Main account # VIA FACSIMILE TELEPHONE (212) 750-9790 TELEFAX (212) 3714042 Please make the folio • changes to the above main account number: • Add a new for Janusz Banasiak with a credit limit of $3,000, Social Security Signature attached. • If you have any qu ns, feel free to contact me at the above number. Thardc you, Eric Gany Jeffrey pstein Cas No. 08-80736-CV-MARRA P-001100 EFTA00228480

FEB-11-05 1"V22 FROM. M.2127500.41' 4 -44ft/5 z 2:820:00 Case No. 08-80736-CV-MARRA P-001101 EFTA00228481

JUN-I4-05 12.45 FROM: D.2127502400 PACE 1/1 June 14, 2 Colonial Jeff Re: Main VIA FRCS 5 NES, LLC FOURTH FLOOR 457 MADISON A NEW YORK. NEW YORK 10022 TELEPHONE gm 750-9790 TEL FAX (212) 371-1042 Please malj the following chang to the above main account number: • Please change limit on L ciano Fontanilla to $5,000 • Eric °any If you have y cmestions, feel to contact me at the above number. 08-80736-CV-MARRA P-001102 EFTA00228482

tta — dt — WS rICUMI lUs214/bWItglOW rmut 1/ NES, LLC FOURTH FLOOR 157 MADISON AVENUE NEW YORK, NEW YORK 10022 February 7, 2005 Jeffrey Colonial Bank Re: Main account #: VIA FACSIMILE: MEPH0NE (212) 7504790 TELEFAX (212) 5714042 Please make the following changes to the above main account number • Please cancel card for Branakmana L.Mellawa • Please cancel card for Alfredo Rodriguez If you have any questions, feel five to contact me at the above number. Thank you, Jeffity Epstein Case No. 08-80736-CV-MARRA P-00I 103 EFTA00228483

01/21/2005 . MI-It-2009 13:33 81:27PV NAME ACCOUNT PRESENT UPDATED phone 305-5 FROM- REQUEST Me 31791 OP FOR CREDTP $ I. 1- C ONIAL BANK FA T-183 1.002/006 LIMIT INCREASE DATE I 13/41 i N. LLVIIT:$ FILE. numbers, Pc,;!. D)e 14 t9i 0 0 C, REQUESTED LIMIT:$ hIC OD c) INFORMATION: ( ie etc) ---- 01-i'Alei )QJ1 address, place of employment, 36 r),A4 kJ i plfei 1,\,y), 1 ----- 7/ J‘t'.2 LI IL-I t 21 /')Dr)911/ k Azthwl I Dr4e 1 f( t DI . COMMENTS: L' .` ,q- /...,A ) rc, .7.5 zil )3 il 0, coo )1We offer o reivei kn., $ Lis- 000. / N APPROVED B't D DECLINED BY Case No. 08-80736-CV-M DATE tIl: P-0( . 01/03 F-Ell 1104 EFTA00228484

JAM-I0-2005 05,2IPM FROM- T-35I P.002/005 F-222 REQUEST FOR CREDIT LIMIT INCREASE NAME U 1.1.0 DATE I (lid ACCOUNT NO. PRESENT LIMIT:$ 3≤ D D 7) REQUESTED LIMIT:$ LIC, Oa - 0l UPDATED FILE INFORMATION: ( ie, address, place of employment, phone numbers, etc) 4 —coarn+6,loce Lmj 4,15,00D ?/..) f D,JE 0 1,`me..> /L3# 31 -S cb 4.S1 1 .3t mpAki —ilabvt;t qpi COMMENTS: NC-_S,//( 0E,) fled I T Te.•rrre 1 ifa, fItrCISit.%/1 i C, S:yl f i ( G of relz.k nn 31,.‘11 ColDrccl 6c.n1L. 1-10-05 APPROVED BY DATE DECLINED BY DATE o,oe Case No. 08-80736-CV-MARRA P-001105 EFTA00228485

USER REF. THIS FORM PRODUCED BY EQUIFAX BNI W/BANKRUPTCY SCORE: 300 BNI W/BANKRUPTCY REASON CODES: 00195 00191 00003 00148 NARRATIVES: LACK OF RECENTLY REPORTED DEPARTMENT STORE ACCOUNT INFORMATION LACK OF RECENTLY REPORTED CREDIT UNION ACCOUNT INFORMATION LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED NUMBER OF RETAIL ACCOUNTS BEACON 5.0 SCORE: 806 AMOUNT OWED ON REVOLVING ACCOUNT IS TOO HIGH LACK OF RECENT INSTALLMENT LOAN INFORMATION SSN ISSUED-67 STATE ISSUED-NY 00011/00032 PAGE 1 • ADDRESS DISCREPANCY - NO SUBSTANTIAL DIFFERENCE OCCURRZD GEO CODE: MSA 8960 STATE 12 COUNTY 099 CENSUS TRACT 0035.02 BLOCK GROUP 6 358,EL BRILLO,WAY,PALM BEACH,FL,334804730. INQ CURRENT ADDRESS (STANDARDIZED) FOUND ON GEO CODE DATABASE • 240 EQUIFAX INFORMATION SERVICES LLC, P 0 BOX 740241, ,ATLANTA,GA, 30374-0241,800/685-1111 •EPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 02/05/04 358,EL BRILLO,WAY,PALM BEACH, FL, 33480,TAPE RPTD 08/98 457,MADISON,AvE t4FL,NEW YORK,NY,10022,TAPE RPTD 01/99 265,E 66TH,ST,NEw YORK,NY,10021,TAPE RPTD 04/98 FN-EPSTEIN, JEFFREY F. 01 ES-,SELF EMPLOYED 02 EF-CONSULTING PRES,J EPSTEIN CO,NEW YORK,NY 03 E2-,BEARS STEARNS FN-336 •SUM-02/77-12/04,PR/OI-NO,COLL-NO,FB-NO, ACCTS:10,HC$1000-200K, 9-ONES, 1-OTHER FIRM / IDENT CODE CS RPTD LIMIT MICR BAL $ DLA MR (30-60-90+)MAX/DEL ECOA/ACCOUNT NUMBER OPND P/DUE TERM 24 MONTH HISTORY RI 12/04 18600 363 12/04 45 1/ 03/85 10 CREDIT CARD CHAS?. NA •4960N598 RI 10/04 --- 5500 0 10/03 72 ngiligii I 10/98 --- AT CONSUMERS REQUEST CLOSED OR PAID ACCOUNT/ZERO BALANCE RI 01/04 1000 0 07/02 39 1/4 11/98 CLOSED OR PAID ACCOUNT/ZERO BALANCE CREDIT CARD Case No. 08-80736-CV-MARRA P-00I 106 EFTA00228486

USER REF. THIS FORM PRODUCED BY EQUIFAX PAGE 2 BKCARD SER•6680N9235 RI 09/02 1000 0 07/02 45 I/ 11/98 CREDIT CARD HSBC/HBS8 '1008853 RI 04/01 --- 8300 0 04/00 53 10/96 --- CLOSED OR PAID ACCOUNT/ZERO BALANCE ACCOUNT CLOSED BY CREDIT GRANTOR REVOLVING TOTALS 19600 14800 363 10 AMEX *4028848257 01 12/04 --- 59946 20945 12/04 01 I 02/77 RED T CARD AMEX *402B848257 01 12/04 1577 0 10/04 01 I 06/77 CREDIT CARD 01 12/04 10/77 --- 200K 200K 12/04 01 I r • 01 12/04 6729 966 12/04 01 I 10/00 OPEN TOTALS --- 268252 221911 GRAND TOTALS 19600 283052 222274 10 CHASE NA *426883859 10/04 --- 01/03 InPrOPPLEN CARD 03/85 CREDIT CARD AMOUNT IN H/C COLUMN IS CREDIT LIMIT •INQS -COLONIAL DAIMLER AMEX • MEMBER 426883859 6680N9235 4028848257 910UT31386 91OUT41240 COMP. NAME CHASE NA BKCARD SEP AMEX AT&T VERIZON END OF REPORT EQUIFAX 12/03/03 AT&T 09/25/03 VERIZON 03/21/03 TELEPHONE 800-3565555 MAIL ONLY MAIL ONLY MAIL ONLY 908-7170625 • MEMBER AND AFFILIATES - 01/04/05 10/21/03 09/25/03 COMP. NAME CHASE NA HSBC/HBS8 COLONIAL DAIMLER AMEX TELEPHONE 800-3565555 MAIL ONLY 561-3686900 302-3682447 MAIL ONLY SAFESCANNED Case No. 08-80736-CV-MARRA P-001107 EFTA00228487

Command ===> KMAB CUSTOMER-TO-ACCOUNT RELATIONSHIP BROWSE JEFFREY E EPSTEIN VI/Oa/ 13:58: Rel Stm PRI N PRI N PRI N PRI N PRI N SEC N PRI N N IND N IND N JOR N JOR N JNT N IND N Cd P/8/0 Appl Account Number PR D/i/R Prod t13 IND P IM D 031 0031 0000 0000 P IM • 031 000 P IM D 031 P IM D 031 P IM D 012 P IM D 010 P ST D 353 0031 0000 0000 0031 0000 0000 Ct14 0000 0000 0000 0000 0000 000 0031 0000 0000 0003 Trlr Alrt? Status N NORMAL N NORMAL N NORMAL N PURGED N NORMAL N NORMAL N NORMAL AVAIL OPENING AVAIL OPENING AVAIL OPENING AVAIL OPENING AVAIL OPENING AVAIL OPENING AVAIL MATURITY Balanc Date Cur 57326.8 03/14/1991 58971.6 01/10/1994 4087.9 10/21/1997 .0 03/08/1991 11498.5 10/14/2004 186569.0 01/16/2001 20865.6 09/23/2005 PF1-Fwd PF5-CustAcctBr PF8-CustAddr PF11-CustSvc PF14-AcctNonLeg PF2-Bkwd PF6-CustRel PF9-SesSetUp PF13-AcctLegTtl PF21-Top RMPCABS1 RM3003 I: FIRST PAGE LAST Case No. 08-80736-CV-MARRA P-001108 EFTA00228488

DEC-20-04 17=04 I I D = 21275024 0.3 PAGE 1/ NES, LLC FOURTH FLOOR d$7 MADISON AVENUE NEW YORK, NEW YORK 10(1M December 2 Colonial Jeff Re: Main account #: VIA FACSIMILE TELEPHONE (212) 756-9790 TELEFAX (212) 3713042 Please make the f changes to the above main account number • Please change I ton Luciano Fontanilla to $3,000 • If you have any g4stio feel free to contact me at the above number. Thank you, c Gany Jeffrey pst Case No. 08-80736-CV-MARRA P-00I 109 EFTA00228489

Visa Fraud Control has notified Metavante Corporation of the possible compromise of tho following card numbers for your institution. A hacker gained access to a US retail merchants corporate web server. The merchant provided Visa with potentially compromised accounts for a time period of July 2003 thru the end of May 2004. The compromised information includes card numbers and track data including CVV. Visa Fraud Control is seeing a pattern of fraud affecting non-US issuers at this time. Fraud has occurred in the following countries: Spain, Italy, Brazil and Australia. Fraudsters am retaining card data for longer periods of time for later use. Your financial institution is responsible for reviewing the list and taking whatever steps you deem necessary. Card Number Financial Institution Name Bank Agent Status Date of Cardholder% Name Number Number Status COLONIAL BANK 1559 1534 Please contact your Metavante client support representative with your approval for Metavante to block and reissue the cards. Your institution is responsible for contacting the cardholders involved. If you have questions, call 877-615-8687. 07;05/04 US-2CC1-:5.1.IC PAP 1 Case No. 08-80736-C V-MARRA EFTA00228490

r-if I ••• • .4 V) K UPI 1 11 212'!..02 ,1Lii I l'AGIT 2/: Fax # Attention of Ms Bella, As requested, lam wading my signature for purposes of record. Regards, k.(bt..4 e Brahakrnana Lucian Mel laws • Case No. 08-80736-CV-MARRA P-001111 EFTA00228491

APR-27-04 14:20 FROM: 1D:2127602408 PAGE 1/1 NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK, NEW YORK 10022 April 27, 2004 Jeffrey Colonial Bank Re: Main account 4: VIA FACSIMILE: TELEPNOt4E (212)7504790 TELEFAX (2)2)3714042 Please make the following changes to the above main account number: • Add a new card for B Ilawa with a credit limit of $3,000, Social Security Signature attached. • Please cancel card for Michael D Friedman If you have any questions, feel free to contact me at the above number. Jeffrey Epstein Case No. 08-80736-CV-MARRA P-001112 EFTA00228492

MAR-15-04 11.36 FROM' IC7.21275024013 PAGE 1 /1 NES, LLC FOURTH FLOOR 457 MADISON AVENUE; NEW YORK, NEW YORK 10022 March 15, 2004 Jeffrey Colonial Bank Re: Main account #: VIA FACSIMIT TELEPHONE (212) 750-9799 TELEFAX (212) 3714042 Please make the following changes to the above main account number: • Cancel the credit card fo Sub-Account If you have any questions, feel free to contact me at the above number. Jeffrey Epstein Jeffrey Epstein Case No. 08-80736-CV-MARRA P-001113 EFTA00228493

DEC-10-03 14.37 FROM. 10.2127602400 PAGE 1, NES, LLC FOURTH FLOOR 451 MADISON AVENUE NEW YORK, NEW YORK 10022 December 10, 2003 Colonial Bank Jeff Re: Main account #: VIA FACSIMILE TELEPHONE (212) 7504790 TELEFAX (212) 3714012 Please make the following changes to the above main account number a red • Please change limit o it card to £7,000. • If you have any questions, feel free to contact me at the above number. Thank you, Eric Gany Case No. 08-80736-CV-MARRA P-00I 114 EFTA00228494

11,35 FROH2 1U$21:debWOOVW NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK, NEW YORK 10022 TELEPHONE (212) 750.9790 TELEFAX (212) 3714042 August 5, 2003 Jeffrey Colonial Bank Re: Main account #: M VIA FACSIMILE: Please make the following changes to the above main account number. • Cancel the credit card fo Sub-Account If you have any questions, feel free to contact me at the above number. Thank you, C:1?-7ffli P Eric Gany Jeffrey Epstein Case No. 08-80736-CV-MARRA P-001115 EFTA00228495

MAY:16-03 13:22 FROM. 113.2127502406 PACE 1/ NES, LLC FOURTH FLOOR ♦51 MADISON AVENUE NEW YORK, NEW YORK 10022 May 16, 2003 Jeffrey Colonial Bank Re: Main account ti: VIA FACSIMILE TELEPHONE (212) 7504790 TELEFAX (212)3714042 Please make the following changes to the above main account number: the credit limit for Sub-Account to S2,000. LW% • Add a new card for with a credit limit of $4,000, Social Security Signature attached. • Add a new card for Brice M.Gordon with a credit limit of $4,000, Social Security Signature attached. • If you have any questions, feel free to contact me at the above number. I Di oe \G(401 (01,,,N n -- co et) Je I Case No. 08-80736-CV-MARRA P-001116 EFTA00228496

mAK-U4-03 16.51 FROM. ID.2127502408 PACE 1/ NES, LLC FOURTH FLOOR 437 MADISON AVENUE NEW YORK, NEW YORK 10022 March 4, 2003 Representative Colonial Bank Re: Main account #: VIA FACSIMILE: =I 1 Page TELEPHONE (212) 730-9790 TELEFAX (212) 3714042 Please make the following changes to the above main account number: • Cancel the Visa card for Nicholas Simmonds, Sub-Acco • Cancel the Visa card for Edwina Simmonds, Sub-Account Leave the credit balance unallocated, I'll allocate it as needed later. If you have any questions, feel free to contact me at the above number. Thank you, Case No. 08-80736-CV-MARRA P-001117 EFTA00228497

Case No. 08-80736-CV-MARRA P-001118 AUC-0S-02 12.40 FROM. 10.2127502408 PACE 1/1 NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK, NEW YORK 10022 TELEPHONE (2121 710-9790 TELEFAX (212) 3714042 August 9, 2002 Nancy Bruno/Ann Lufft PB National Bank Re: Main account VIA FACSIMILE: Please make the following changes to the above main account number: • Cancel the card for Adam Perry Lang Sub-Account • Increase the credit limit for Nicholas Simmonds, Sub-Account to $5,000. • Increase the credit limit for Edwina Simmonds, Sub-Account ilia $5,000. • Increase the credit limit for Sub Account to $10,000. This should have fully allocated the Company credit limit. If you have any questions, feel free to contact me at the above number. Thank you, Eric Gany effrey Epstein • , EFTA00228498

SEP-22-04 14 ,57 FROM, ID.2127S02408 PACE 1/ NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK. NEW YORK 10022 TELEPHONE (212) 750.9790 mew( (212)3 714042 September 22, 2004 Jeffrey Colonial Bank ME Re: Main account #: VIA FACSIMILE Please make the following changes to the above main account number. • Add a new card for Alfredo Rodriguez with a credit limit of S2,500, Social Securi Signature attached. • Add a new car or osep ueda with a credit limit of S 1,000, Social Security 0 Signature attached • Add a new card for Luciano ontanilla with a credit limit of S 1 Soda security Signature attached ,000. If you have any questions, feel free to contact me at the above number. Case No. 08-80736-CV-MARRA P-001119 EFTA00228499

SEP-]2 ,,,, I. 5, FRO. 10 21,50.0. [Aug o'D 8 .vvviRott_i_ck_ Jeffrey E. Epstein Case No. 08-80736-CV-MARRA PACE .,, P-001120 EFTA00228500

SEP-22-O4 14;57 FROM. 10.21275024 08 PACE 3/4 • r d Case No. 08-80736-CV-MARRA P-001121 da EFTA00228501

SEP-22-04 14.57 FROM: ID 2127502 110B PACE 4/ "Si5 rrot, CS--VcA1)30„. 'd Case No. 08-80736-CV-MARRA P-001P, EFTA00228502

DEC-30-03 10.41 FROM. ID.21276024T0 PACE 1/ NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK. New YORK 10022 December 30, 2003 Jeffrey Colonial Bank Re: Main account # VIA FACSIMILE: 5 TELEPHONE (212) 750-9190 TELEFAX (212)171-$042 Please make the following changes to the above main account number • Add a new card for Michael D.Friedman with a credit limit of $3.000, Social Securi Sigoature attached. • If you have any questions, feel free to contact me at the above number. Thank you, Jeffrey Case No. 08-80736-CV-MARRA P-OOI 123 EFTA00228503

DEC-30-03 10.41 FROM. 10.2127502400 PACE 2/ 1--og cxceiri- A 4fe,l/t4/1"-Ae-vt, Case No. 08-80736-CV-MARRA T P-001124 EFTA00228504

NOV-14--03 12022 PROM. 1D 0 2127502406 PACE NES, LLC FOURTH FLOOR 457 MADISON AVENUE NEW YORK. NEW YORK 10022 November 14, 2003 Colonial Bank i r Re: Main account #: VIA FACSIMILE: TELEPHONE (212)7504790 TELEFAX (212) 3714042 Please make the following changes to the above main account number. • Add a ne *th a credit limit of $3,000, Social Security Signature attached. • If you have any questions, feel free to contact me at the above number. Thank you, Eric °any Jeffrey Epstein Case No. 08-80736-CV-MARRA P-00I 125 EFTA00228505

NOV-14-03 10.40 FROM. ID.2127502408 PACE NES, LLC FOURTH FLOOR 45TNIAELWNAVIDAM NEW YORK NEW YORK 10022 November 14, 2003 Colonial Bank Re: Main account VIA FACSIMILE TELEPHONE (212) 7S0-9790 TELEFAX (212) 3714042 Please make the following changes to the above main account number • Add a new card fo with a credit limit of $3,000, Social Security Signature attached. • If you have any questions, feel free to contact me at the above number. you, Eric Gany Jeffrey Epstein Case No. 08-80736-CV-MARRA P-00I 126 EFTA00228506

NOV-14-03 10:40 FROM , 1D:212760240e PACE 2/ Case No. 08-80736-CV-MARRA P-001127 AM. EFTA00228507

JUL-11-02 11.23 FROM. 10.2127502408 PAGE 1/3 , I NES, LLC FOURTH FLOOR ♦57 MADCON AVENUE NEW YORK, NEW YORK 10022 July 11, 2002 Nancy Bruno/Ann Lufft PB National Bank Re: Main account #: VIA FACSIMILE 3 Pages TREPI4ONE (212) 750-9790 TELEFAX (212) 3714042 Please make the following changes to the above main account number • Add a new card for Nicholas Simmonds with a credit limit of $4,000, ID # Signature attached. • Add a new card for Edwina Simmonds with a credit limit of $2,000, ID # ignature attached. If you have any questions, feel free to contact me at the above number. Case No. 08-80736-CV-MARRA P-001128 EFTA00228508

JUL-11-02 11.23 FROM. 10.212750240B PACE 3/3 ICIPLAC S corner.% Case No. 08-80736-CV-MARRA P-00I 129 EFTA00228509

JUL-II-02 11.23 FROM. 10.2127502408 PAGE 2/ EVr.1 i SI►.wnori J Case No. 08-80736-CV-MARRA P-00I 130 EFTA00228510

. 0S-13-2002 01:29pe From- 21237180/2 T-SIS P.001/001 F-758 NES, LLC THE VILLARD HOUSE 457 MADISON AVENUE NEW TOM NEW YORK 10022 June 13, 2002 Nancy Bruno/ Ann Lufft PB National Bank Fax: Re: Credit card Credit card name: Effective immediately please terminate the above credit card. Thank you, 4 9/7))Y Bella Klein Jeffrey em TELEPHONE (212) 7504790 TELEFAX (212) 3714042 Case No. 08-80736-CV-MARRA P-001131 EFTA00228511

APR-09-02 15.44 FROM. 1922127502408 PACE 1/1 Jeffrey Epstein NES, LLC FOURTH FLOOR 437 MADISON AVENUE NEW YORK. NEW YORK 10022 April 9, 2002 Nancy Bruno/Ann Luffl PB National Bank Re: Main account N: VIA FACSIMILEI TEIAMONE (212) 75029790 TEUEPAX 012)1114042 Please make the following changes to the above main account number: • Increase the credit limit for Valdson Cotrin, Sub-Account to S5,000. • Add a new card for Adam Perry Lang with a credit limit of $5,000, Social Security Signature attached. Leave the balance of $3,000 unallocated. If you have any questions, feel free to contact me at the above number. • Case No. 08-80736-CV-MARRA P-001132 EFTA00228512

ID , 217 024OO APR-09-02 15.44 FROM. FAG, 2/ To: Eric From: Adam Date: 4/&/02 Re: Signature for company audit card Adam Perry Lang Case No. 08-80736-CV-MARRA P-00I 133 EFTA00228513

REQUEST FOR CREDIT LIMIT INCREASE NAmiile 5, L LC. AiamirLi -eto ATE 31.)clibe- ACCOUNT NO. PRESENT LIMIT:$ OW • REQUESTED LIMIT:$ 3S, OC:ob . UPDATED FILE INFORMATION: ( ie, address, place of employment, phone numbers, etc) COMMENTS: APPROVEHt DATE DECLINED BY DATE Case No. 08-80736-CV-MARRA P-00I 134 EFTA00228514