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TION 12/08/O3 JOURNAL FITG FTIM DEBT AMOUNT 114,939.00 CREPT AMOUNT TOTAL $-115.821.22 Your messages Excess SIPC Account Protection Update Bear, Stearns Securities Corp. ('BSSC'), a member of the Securities Investor Protection Corporation (SIPC"), provides account protection for the net equity of a customer's funds

On Elie LAST STATEMENT OCIObei 25.2002 Your Portfolio Allocation Cash & ECT3O.31eRI- 1OO34 U00.9/0 Mere 0onole Coot Difo, ce *NW 'hem mend( ',Mao The plea", ;event'', 6, 0e•nee ken to eble.te market rat), 01 ycv poeloe. VE38 EFTA00197965 CLEARED THROUGH ITS wisC5LY 005.ED SUBSIDIARY BEAR

M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 6 Your messages Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2002 and July 31, 2002, the Company's net capital of approximately $2.5 billion and $2.0 bill

ESCRIPION TWODur3751 BST Stan Sedans 0572 Pw 120ntach CE0E9 Novi 000101. Wm Yon 112014359 R121 2724003 HEALTH 6 SCIENCE INTERESTS II sTATe/era Mao An 1, 2002 TH1103011 Mr 28.2002 4020uter MADER 72,mycst NJ$EA DII LOT STATEMEO 'Jay 31. 2032 KV NOVO CM X Avetni 05.28/02 CLOSINGBALANCE

SCIENCE INTERESTS It STATO.Lea /ace Toteuery 23.2002 uwar.m shwa 28. 2002 AOCOU/01 MAWR TAXPAYS AUNSER On no LAST STATFVENT Fettuary 22. 2002 Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30, 2001 and January 31, 2002, the Companys net capital of approximately S2.6 billion and 52

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notice is to advise you of certain changes in the manner in which interest will be charged on any U.S. dollar-denominated credit extended to you by Bear, Stearns Securities Corp. (13SSC1 for the purpose of purchasing, carrying or trading in any security. Interest will continue to be based on either the BSSC Margin Basis Rate