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our customers. independent third-party research ('Independent Research", at no cost, on the common stock of certain companies covered by the Firm's Equity Research Department (Covered Company). Customers will be able to access this research at wenv.bearsteams.com or can call (800) 517-2327 to request that a copy of this

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0 5434.785 57.391 EQUITIES Equities & Options The research ratings for Bear Stearns (BSC) are Shown for certain securities covered by the Firm's Equity Research Department. The first rating represents the stock's total tarn relative to the other stocks covered by that Analyst. The key for the stock rating values is as

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LAST STAmen 06-10000 31.2005 Equities & Options The research ratings for Bear Steams (BSC) are shown for certain securities covered by the Firm's Equity Research Department. The first rating represents the stock's total return relative to the Other stocks covered by that Analyst. The key for the stock rating values is a