Epstein Secrets

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nue New York, New Vat 10179 (212) 272-2000 =ARCO 7144Well rra WINTTLY OA(I) SUBSICTOIT Cr Warn Grow Nan lesnan lir net 11201 -3059 elam-Icoo JEFFREY EPSTEfill ACCOUNI EXECUTIVE ZICHERMANSRA TELEPHONE (212)272-4189 VISIT OUR VABSITE wevybearsteams.can What's In This Statement rainier,' Kane TrOUGH

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eams Secunues Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Steams Margin Basis Rate. the Bear Stearns Securities Fed Funds Rate or LIBOR. any changes in these rates will cause corresponding changes in the rate charged to your accou

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3) In either case, the annual rate of interest will not exceed a specified percentage above the applicable rate, specifically (i) 3% above the RS ' Margin Basis Rate, (ii) 4% above the BSSC Fed Funds Rate, or (iii) 5% above LIBOR, any rate quoted by Reuters or the rate provided by BSSCs local bank, and will appe

JOURNAL 03846056EO 021.521213 PER RED FROM .I.EPSTEIN JOURNAL FROM TYPE 1 TO 2 25.000.000.00 131.748

ms Securities Fed Funds Rate or LIBOR and will appear on your monthly statements, Since the rate of interest charged is related to the Bear Steams Margin Basis Rate. the Bear Steams Securities Fed Funds Rate or LIBOR. any changes in these rates will cause corresponding changes in the rate charged to your accoun