eams Secunues Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Steams Margin Basis Rate. the Bear Stearns Securities Fed Funds Rate or LIBOR. any changes in these rates will cause corresponding changes in the rate charged to your accou

ms Securities Fed Funds Rate or LIBOR and will appear on your monthly statements, Since the rate of interest charged is related to the Bear Steams Margin Basis Rate. the Bear Steams Securities Fed Funds Rate or LIBOR. any changes in these rates will cause corresponding changes in the rate charged to your accoun

3) In either case, the annual rate of interest will not exceed a specified percentage above the applicable rate, specifically (i) 3% above the RS ' Margin Basis Rate, (ii) 4% above the BSSC Fed Funds Rate, or (iii) 5% above LIBOR, any rate quoted by Reuters or the rate provided by BSSCs local bank, and will appe