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gate Bond Index -0.26% 0.88% Your K modal Advisor. SCOTT STACK MAII LYLE CASRIEL • Cash and money balances may include available cash balances. LISS Bank LISA deposit account balances, VBS AG Stamford Branch deposit account balances and money market mutual fund sweep balances See the Important info

clays Capital U.S. Aggregate Bond Index Interest rates on October 30,2015 3-month Treasury bills: 0.08% One-month LIBOR: 0.19% 0.02% 1.14% Your Nnuncial Advisor SCOTT STACK MANI:AB CASRIEL , Cash and money balances may include available cash balanceo.1.195 Bank LISA deposit account balances, VBS A

n A Eye on the markets Index Your K asocial Advisor- SCOTT STACK MANLYLE CASRIEL • Cash and money balances may include available cash balances. LISS Bank LISA deposit account balances, VBS AG Stamford Branch deposit account balances and money market mutual fund sweep balances See the Important info

24 100.00% Account name: Friendly account name: • ' • • I • Account number: Your current asset allocation A Eye on the markets Index Your Nnuncial Advisor. SCOTT STACK MANLYLE CASRIEL • Cash and money balances may include available cash balances. VBS Bank LISA deposit account balances, VBS A

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