clays Capital U.S. Aggregate Bond Index Interest rates on October 30,2015 3-month Treasury bills: 0.08% One-month LIBOR: 0.19% 0.02% 1.14% Your Nnuncial Advisor SCOTT STACK MANI:AB CASRIEL , Cash and money balances may include available cash balanceo.1.195 Bank LISA deposit account balances, VBS A

% Russell 3000 -9.31% -524% MSC I - Europe, Australia & Far East -4.83% -13.36% Barclays Capital U.S. Aggregate Bond Index 1.84% 0.01% Your Nnuncial Advisor. SCOTT STACK MANLYLE CASRIEL . Cash and money balances may include available cash balances, VEIS Bank USA deposit account, 1.435 INC insu

t asset allocation B Cash alternatives 0.00 000% Total assets $1,480.24 100.00% Value of your account $1,488.24 A Eye on the markets Your Nnuncial Advisor- SCOTT STACK MANLYLE CASRIEL • Cash and money balances may include available cash balances. VIIIS Bank USA deposit account balances, VBS A

24 100.00% Account name: Friendly account name: • ' • • I • Account number: Your current asset allocation A Eye on the markets Index Your Nnuncial Advisor. SCOTT STACK MANLYLE CASRIEL • Cash and money balances may include available cash balances. VBS Bank LISA deposit account balances, VBS A

% Russell 3000 -2.08% 6.95% MSC I - Europe, Australia & Far East -3.81% -0.99% Barclays Capital U.S. Aggregate Bond Index -0.68% 4.10% Your Nnuncial Advisor. SCOTT STACK MANLYLE CASRIEL 2I243.21.7CC0/800-308-3140 . Cash and money balances may include available cash balances. VBS Bank LISA depo