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ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00722692 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRTITON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL J. PIKE HEATHER McNAMARA RUDA 2 FLORIDA BOA

RTHINESS • MANAGED CARE ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00722692 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRTITON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL J. PIKE HEATHER McN

I. MICHAEL BURMAN. P.A.' GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, IR., PA) BERNARD LEBEDEKER MARK T. LUTHER, PA. JEFFREY C. PEPIN MICHAEL I. PIKE HEATHER Mr..NAMARA RUDA I FLORIDA BOAR

I. MICHAEL BURMAN. P.A.' GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, IR., PA) BERNARD LEBEDEKER MARK T. LUTHER, PA. JEFFREY C. PEPIN MICHAEL I. PIKE HEATHER Mr..

BURMAN, CR1TTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT O. CRITTON, IR., PA., BERNARD LEBEDEK ER MARK T. LUTHER. P.A. IEFPREY C. PEPIN MICHAEL I. PIKE HEATHER McNAMARA RUDA FLORIDA BOARD

BURMAN, CR1TTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT O. CRITTON, IR., PA., BERNARD LEBEDEK ER MARK T. LUTHER. P.A. IEFPREY C. PEPIN MICHAEL I. PIKE HEATHER McNA

ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00614422 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL 1. PIKE HEATHER McNAMARA RUDA 2 FLORIDA BOA

RTHINESS • MANAGED CARE ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00614422 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL 1. PIKE HEATHER McN

I. MICHAEL BURMAN. P.A." GREGORY W. COLEMAN. PA ROBERT D. CRITTON. JR.. PA' BERNARD A. LEBEDEKER MARK T. LUTTIER. P.A. MICHAEL ). PIKE MICHAEL L. SCHEVE DEAN T. XENICK DAVID A. YAREMA '

I. MICHAEL BURMAN. P.A." GREGORY W. COLEMAN. PA ROBERT D. CRITTON. JR.. PA' BERNARD A. LEBEDEKER MARK T. LUTTIER. P.A. MICHAEL ). PIKE MICHAEL L. SCHEVE DEAN T.

Chicago Kong Kong London Los Angeles Munich San Francisco Washington, D.C. EFTA00213134 Exhibit 20 EFTA00213135 I. MICHAEL BURMAN. PA! GREGORY W. COLEMAN. PA. ROBERT D. CRITION. JRu BERNARD LIMEDEICER MARK T. LUTTIER. PA. JEPPRBY C. PEPIN MICHAEL J. PIKE HEATHER McNAMARA RUDA FLORIDA MAID MIMED

dure. Very truly yours, Chicago Kong Kong London Los Angeles Munich San Francisco Washington, D.C. EFTA00213134 Exhibit 20 EFTA00213135 I. MICHAEL BURMAN. PA! GREGORY W. COLEMAN. PA. ROBERT D. CRITION. JRu BERNARD LIMEDEICER MARK T. LUTTIER. PA. JEPPRBY C. PEPIN MICHAEL J. PIKE HEATHER McNAMARA R