BURMAN, CR1TTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT O. CRITTON, IR., PA., BERNARD LEBEDEK ER MARK T. LUTHER. P.A. IEFPREY C. PEPIN MICHAEL I. PIKE HEATHER McNA

RTHINESS • MANAGED CARE ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00722692 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRTITON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL J. PIKE HEATHER McN

I. MICHAEL BURMAN. P.A.' GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, IR., PA) BERNARD LEBEDEKER MARK T. LUTHER, PA. JEFFREY C. PEPIN MICHAEL I. PIKE HEATHER Mr..

RTHINESS • MANAGED CARE ABUSE • CONSUMER.CLASS ACTIONS • PERSONAL INJURY • WRONGFUL DEATH EFTA00614422 k BURMAN, CRITTON, LUTTIER & COLEMAN LLP I. MICHAEL BURMAN, PA., GREGORY W. COLEMAN, PA. ROBERT D. CRITTON, 111., PA' BERNARD LEBEDEKER MARK T. LUTTIER, P.A. JEFFREY C. PEPIN MICHAEL 1. PIKE HEATHER McN

I. MICHAEL BURMAN. P.A." GREGORY W. COLEMAN. PA ROBERT D. CRITTON. JR.. PA' BERNARD A. LEBEDEKER MARK T. LUTTIER. P.A. MICHAEL ). PIKE MICHAEL L. SCHEVE DEAN T.

dure. Very truly yours, Chicago Kong Kong London Los Angeles Munich San Francisco Washington, D.C. EFTA00213134 Exhibit 20 EFTA00213135 I. MICHAEL BURMAN. PA! GREGORY W. COLEMAN. PA. ROBERT D. CRITION. JRu BERNARD LIMEDEICER MARK T. LUTTIER. PA. JEPPRBY C. PEPIN MICHAEL J. PIKE HEATHER McNAMARA R