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and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called "American Express,"we," lour," and 'us.- The cards and accounts that we issue are called 'Cards" or "Card

Y 10116-2855 LAIMmdM.IALLMJ.M.JM Continued on Page 3 Please enter account number on all check; and correspondence. To avoid additional Finance Chaves on Purchases, pay New Balance before Payment Due Date. Note any address and/or telephone number change on reverse side. Unless you check here,

and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express,' we,"our; and "us." The cards and accounts that we issue are called 'Cards' or "Card a

til the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Chaves on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation

ter the rust five' Changing this Agreement/Assignment of this Agreement Beginning on or around April 21, 2006, your account may be transferred from American Express Centurion Bank to its affiliate, American Express Centurion Services Corporation, if your account is In default under the terms of your Agreement. If your account

hrough the US banking system To Pay by Phone, call 1-800- l-PAY-AXP or 1-800.472.9297. Please refer to Page 5 on How to Avoc Additional Finance Chaves. Check here if address or telephone number has changes. Note changes on reverse side. EFTA01704589 DUPLICATE COPY rootreco Page 2 of 13 Payme

1Um 人dO0 크上vofldfla EFTA01704498 DUPLICATE COPY Paafl tArrOu )000(-XXYJcX Page 4 of 10 Flexible Payment Option Statement of Account Creditor: American Express Centurion Bank Thank you for using Flexible Payment Option. kocurt Nutria XXXX-XXXa Closing Dote 02/1=6 Account Minimum Summary S Payment $ Payment Due D