aced “Defined Contribution” Pension Plans, While Federal + State & Local Governments Lag Behind Participation Rate of Defined Contribution Program: Federal, State/Local vs. Private Sector, 1980-2007 c BOY ” c wv a 3 = Private Sector 2 & c fo) Be MES, = 2 eer ene ame eens mens mi en eH YC HS CB Se I FS = Federal a w