Sector % Employees w/ Guaranteed Pension 20% 0% . T T T T T T T T T T T T T T T T T T T T T T T T T T T 1 1980 1985 1990 1995 2000 2005 KP Sources: EBRI Databook on Employee Benefits. www.kpcb.com USA Inc. | What Might a Turnaround Expert Consider? 339 Review Pension Plans: Private Sector Has Embraced “Defined Contribution” Pens