... iii By 0.5% every year for all tiers of earnings 67 By ~33% for the top tier of earnings 17 Earnings in AIME2 + Bend Points in PIA‘ to price 100% Bend Points in PIA’ formula to price 83 Index ... Earnings in AIME2 formula to price 33 Initial benefits to changes in life expectancy 33 Lower Initial The top 7