1989 1992 1995 1998 2001 2004 2007 2010 ——U.S. Home Ownership Rate U.S. Interest Rate «="PU.S. Home Ownership Rate 30-year (1965-1995) Trendline —— U.S. Personal Savings Rate Note: HUD is Dept. of Housing & Urban Development. interest rate is the overnight federal funds rate. Data as of CQ1:10. Savings rate is amount of saving