ur minimum payment by the date listed above. you may have to pay a late lee of up to S35.00 and your APR's will be subject to increase to a maximum Penally APR of 29.99%. o • New York Residents: New York residents may contact the New York State Banking Department at -to obtain a comparative list of cre

r minimum payment by the date listed above, you may have to pay a late lee of up to $35.00 and your APR's will be subject to increase to a maximum Penally APR of 29.99%. Minimum Payment Warning: II you make only the minimum payment each period, you will pay more in interest and it will take you longer to

ur minimum payment by the dale listed above. you may have to pay a late lee of up to $35.00 and your APR's will be subject to increase to a maximum Penally APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in interest and it will take you longer to

r minimum payment by the date listed above, you may have to pay a late lee of up to $35.00 and your APR's will be subject to increase to a maximum Penally APR of 29.99%. Minimum Payment Warning: II you make only the minimum payment each period. you will pay more in interest and it will take you longer to

t was due.) As a reminder, the penalty APR may apply to new transactions if your payment is retumed by your bank. For more information, please see Penally APR for new transactions under the How Rates and Fees Work table of your Cardmember Agreement. When we charge We are changing how you can avoid inter

t was due.) As a reminder, the penalty APR may apply to new transactions if your payment is retumed by your bank. For more information, please see Penally APR for new transactions under the How Rates and Fees Work table of your Cardmember Agreement. When we charge We are changing how you can avoid inter

ent Due remains unpaid, on each Closing Date after that. • Paying late may also result in a Penalty APR. See Penalty APR for new transactions and Penally APR for existing balances above. In certain circumstances, because of the timing of the late fee charges described above, a billing statement may refle