part of your Card account. The following are the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) indicates variable rate. For Sign & Travel, the APR Is 9.15% (v). For Sign & Travel, the APR Is 9.15% (v). Please refer to page 2 for further important information regarding your account

ng are the current information regarding Annual Percentage Rates (APRs) for Pay Over Time Features. (v) Indicates variable rate. your account For Sign & Travel, the APR Is 9.15% (v). For Sign & Travel, the APR Is 9.15% (v). EFTA00542435 JEFFREY E EPSTEIN Account Ending p. 14 18 EFTA00542436 Membersh

s part of your Card account. The following are the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) indicates variablerate. For Sign & Travel, the APR Is 1824% (v). For Sign & Travel, the APR Is 1824% (v). Please refer to page 2 for further important information regarding your account

the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) Indicates variablerate. For Select & Pay Later, the APR Is 9.15% (v). For Sign & Travel, the APR Is 9.15% (v). Please refer to page 2 for further important information regarding your account EFTA00555306 JEFFREY E EPSTEIN Account

ime balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balanceautomatically (fotexampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign CurrencyCharges: If you make a Charge in

ime balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balanceautomatically (fotexampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign CurrencyCharges: If you make a Charge in

s part of your Card account. The following are the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) indicates variablerate. For Sign & Travel, the APR is 1824% (v). For Sign & Travel, the APR is 1824% (v). Please refer to page 2 for further important information regarding your account

s part of your Card account. The following are the current Annual Percentage Rates(APRs) for PayOver Time Features. (v) indicates variablerate. For Sign & Travel, the APR is 1824% (v). For Sign & Travel, the APR is 1824% (v). Please refer to page 2 for further important information regarding your account

pail of your Card account. The following are the current Annual Percentage Rates(APRs) for Pay Over Time Features. (v) indicates variable rate. For Sign & Travel, the APR is 15.24% (v). For Sign & Travel, the APR is 15.24% (v). Please refer to page 2 for further important information regarding your accoun

e current Annual Percentage Rates (APRs) for Pay Over Time Features. (v) indicates variable rate. For Select & PayLater, the APR is 9.15% (v). For Sign & Travel, the APR is 9.15% (v). Please refer to page 2 for further important information regarding your account EFTA00556178 Centurion° Card JEFFREY E

ime balance as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balanceautomatically (fotexampk, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due date each month. Foreign CurrencyCharges: If you make a Charge in

your Card account. The current Annual Percentage Rates (APRs) and Daily Periccfc Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 13.40%, the DPR is 0.0367% Please refer to page 2 for further important information regarcing your account EFTA01661208 pepece re,

the next day. Allocation of Payments and Credits: Subject to applicable law we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat ('Extended Payment Account)(referred to as 'Account" in the Sign & TTravel

are amending the Other Fees section of your Cardmember Agreement applicable to copies of statements by replacing 1.3" with -$5." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your Si

the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activated) ("Extended Payment Account') (referred to as 'Account" in the Sign & Trav

the next day. Allocation of Payments and Credits: Subiect to applicable law we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account Of that account has been activate rExtended Payment Account" (referred to as "Amount' in the S:gn & Travel an

the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat (*Extended Payment Account') (referred to as 'Account.' in the Sign & Trave

your Card account. The current Annual Percentage Rates (APRs) and Daity Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel", the APR is 18.24%, the DPR is 0.0500% Please refer to page 2 for further important information regarding your account EFTA01704039 DUPLICATE

ent between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services." APR Applicable to Sign & Travel° and/or Extended Payment Option Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges section of your S

credit fulfillment. If a charge for any incidental air travel fee is included in a Pay Over Time feature balance on your Card account (for example, Sign & Travel), the statement credit associated with that charge will not be applied to that Pay Over Time feature balance. Instead, the statement credit will be