gnor, and has all of the rights of the assignor." Mut. of Enumclaw Ins. Co. v. USF Ins. Co., 164 Wn.2d 411, 191 P.3d 866, 874-75 (Wash. 2008); Fed. Fin. Co., 949 P.2d at 417 ("[A]n assignee's rights are coextensive with those of the assignor at the time of assignment."). By corollary, "an assignee takes