rely because one is an assignee") (internal alterations and quotations omitted): Uy v. Wells Fargo Bank N.A.. No. CIV. 10-00204 ACK. 2011 U.S. Dist. LEAS 33629. 2011 WL 1236590. at •10 (D. Haw. Mar. 28. 2011) (1Cpaims of fraud and violations of consumer protection laws are inappropriate to assert against an