15 U.S. Dist. LEXIS 86119, * To adequately allege a duty to disclose, the Plaintiff must allege facts upon which that duty may arise. See Fowler v. Goodman Mfg. Co. LP, No. 2:14-CV-968-RDP, 2014 U.S. Dist. LEXIS 172114, 2014 WL 7048581, at *9-10 (N.D. Ala. Dec. 12, 2014); Shedd v. Wells Fargo Home Mortgage, Inc