clearly material. "A material fact is one which would induce the plaintiff to take action." Lawson v. Cagle. 504 So. 2d 226, 227 (Ala. 1987) (citing Bank of Red Bay v. King. 482 So. 2d 274. 282 (Ala. 1985)). and the Plaintiff alleges that BIC's misrepresentations "induced [the Plaintiff) to provide credit terms exceedin