normally must be of a present fact not a future fact. Sty v. First National Bank. 387 So. 2d 198 (Ala. 1980)1] nor an opinion, promise, or prophesy. Fidelity & Casualty Co. v. J. D. For internal use only SDNY_GM_00056903 CONFIDENTIAL - PURSUANT TO FED. R.QCIANI(E IDENTIAL DB-SDNY-00 19727 EFTA_00 167473 EFTA0129574