25% CET1 ratio 11.1% Leverage ratio(1) 3.5% Note: (1) (2) (3) Figures may not add up due to rounding differences. GM — Global Markets. CIB — Corporate & Investment Bank, PW&CC - Private Wealth & Commercial Clients, AM —Asset Management. NCOU — Non-Core Operations Unit CRR ; CRD 4 fully loaded. On a phase-in basis i

25% CET1 ratio 11.1% Leverage ratio(1) 3.5% Note: (1) (2) (3) Figures may not add up due to rounding differences. GM — Global Markets. CIB — Corporate & Investment Bank, PW&CC - Private Wealth & Commercial Clients, AM —Asset Management. NCOU — Non-Core Operations Unit CRR ; CRD 4 fully loaded. On a phase-in basis i

Global Head of Financial Institutions at National Australia Bank from 2009 to 20 I I. Previously, Mr. Foskett was a Managing Director in Citigroup's Corporate & Investment Bank leading several global businesses from 1991 to 2008. He has been a member of the Board of Directors of Verisk Analytics, Inc. since 1999, where he s