riate to ensure the Committee maintained the discretion and ability to appropriately reward the performance of each NEO. At the time of hiring, Ms. Armine-Klein and Mr. Das were each offered a minimum cash incentive, but both subsequently agreed to waive a portion of their minimum cash incentive for 2014 pri

nia. Executive Officers Cynthia A. Armin-Klein has been our Executive Vice President. Chief Control Officer since May 2014. Before joining us, Ms. Armine-Klein was Executive Vice Pregdent and Chief Compliance Officer for JPMorgan Chase & Co. from July 2012 to May 2014. Before joining JPMorgan Chase & Co.. s