s still performing the client background check. Waiver Requested By: Vanessa A Williams Date of Waiver Request: 03/14/2005 Approver for Waiver: David M Tarrio Waiver Approved On: 03/14/2005 Banker Approval Information Based on my due diligence and the information provided , I approve the acceptance of G

ments Admin Comments: By: Date: DDR Complete Security Services is still performing the client background check. Vanessa A Williams 03/14/2005 David M Tarrio 03/14/2005 EFTA01594265 Admin Comments History : Document History Created: 03/11/2005 Last Modified: 04/11/2005 Submitted: 03/31/2005 05:05:3

still performing the client background check. Waiver Requested By: Doreen X Hewitt-Dunn Date of Waiver Request: 07/12/2004 Approver for Waiver: David M Tarrio Waiver Approved On: 07/12/2004 Banker Approval Information Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00002605