have been terminated. 12. Amendments. Issuer may amend these regulations and may amend the charge terms from time to time and will mail to Holder al Holder's last known address as shown on the records of Issuer written natter, of any such change not hiss than 15 days prior to its effective date, or as ot

kruptcy Code). 11. Termination. Holder's consent to these regulations may be terminat- ed at any time by surrendering the cards issued to Holder or al Holder's request, but such termination shall not ailed Holders obligations as to any balances or charges outstanding at the tine ol termination. Termination

have been terminated. 12. Amendments. Issuer may amend these regulations and may amend the charge terms from time to time and will mail to Holder al Holder's last known address as shown on the records of Issuer written notice of any such change not loss than 15 days prior to its effective date, or as oth

issued ten (10) or more cards at Holders request, Holder will be liable up to a maximum of $50.00 for the unauthorized use of a card or PIN issued al Holder's request for charges that occur before Issuer receives notification orally or in writing of loss, theft or possible unauthorized use of a card or PI

lder to Issuer. 12. Termination. Holder's consent to these regulations may be terminated at any time by surrendering the cards issued to Holder or al Holder's request, but such termination shall not affect Holder's obligations as to any balances or charges outstanding at the time of termination. Terminati