m Banks'). Two of the Program Banks are TD flank. N.A. and TD Bank LISA. NA. both affiliates of TD Amenuade. The IDA balances are not covered by the Secumies I/Nestor Protection Corporation (SIPC) protection applicable to your brokerage account. page 3 of 3 CONFIDENTIAL SDNY_GM_000 12060 EFTA_00122711