=mutt end $15.00 - 512100 in the pasonal account. I informed Officer Leong that the accounts vywe set up byte Commonwealth BankManager, Papillose!, Karat and could he confirmed by Paul rlaveI, Manager. Following providinginy bank account details I informed Officer Leongthatthis was a case of Identity

getrer referred to as The Group) which comprise Ire balance sheets as of December 31, 2014 and 2013, and the related statements of income changes in Karat and cash Oohs to tre years then &IMO, and ire relied notes to tie confined financial statements Management's responsibility forth* financial stateme

itt Inotelei. one us the blonvy draw -Accart. irearrabot Tar fame and aoruntionta. totar want Its solar arrant rite Stn,ICI1d Ola DeltyPiai a tie Karat if yai rile Totem a a: your 54. nag ad Any yof tevese 4 is a ',Cake To, rust mod to. welted alas Stained You nal reeef us of al, wankel eras OLI.

r. Steams & Co. Inc. 383 Madison Awsnue N Y Yok 10179 12 an Transaction Detail (continued) INVESTMENT ACTIVITY (contints:8 0.EMED TWW'XII rs Karat,' Oneco SISSIC.CARO BOY. SOBACTO Season Cap Ora *meth Caw Wen Ton 11201.3859 INTERNATIONAL CHARITABLE STATEVE10 PER)OO Snarl Zit 2002 Tm.10004

curity sup be ddierert from its purchase fake — tawbutons to date' may nclude returnee capita, income or both — 'Orgnal unit site' represents the Karat offering price per unit and may not ref led your cost basis — DPP and unlisted RER securities are not listed al a national securities exdunge, and

on or under ayslate sesuntileTares. We Provide estmated values for private investment smirks ird structured products for fdamatinal purposes cnb. !Karat) aria guranteed. - These nbes may differ sista-60f from prices, il any. at which aerated Metre-II thy structured product maybe bought or sold and