13:31:39 -0400 To: John Adams-ti > Subject: DoY Loan interest obligations Dear John, Just to clarify, there is no signed agreement in place with Patrick Coakley for the $100k loan. Patrick preferred to send the loan through without a signed agreement in place (the copy you have is the one that I drew up in a

ged at a rate of Base+2.50%. Base Rate is currently 0.5% but may vary from time to time Interest paid quarterly March, June, September & December Patrick Coakley $100k Draft I am holding does not specify a date for repayment nor interest payment dates. Kind regards John Adams This e-mail and its contents c

ged at a rate of Base+2.50%. Base Rate is currently 0.5% but may vary from time to time Interest paid quarterly March, June, September & December Patrick Coakley $100k Draft I am holding does not specify a date for repayment nor interest payment dates. Kind regards John Adams This e-mail and its contents o