Who is Zia Memon in the Epstein files?

He is a Managing Director at Deutsche Bank Securities who headed the Wealth Management US Business Supervisory Office. He shows up in the files as a compliance and supervision official in bank-internal emails and records. He is not shown as a social or personal associate of Jeffrey Epstein.

What was the "BSO Exception Request - DB POA Form" email chain?

It is a October 2013 internal Deutsche Bank chain in which Vahe Stepanian and Zbynek Kozelsky discuss an exception request and Memon replies on October 22, 2013. One copy says "BSO approved." The documents shown do not say whose account the request concerned. This page doesn't try to explain it beyond what the headers and text say.

Did Zia Memon communicate directly with Jeffrey Epstein?

The files do not show that. Eight emails list him in the From, To or Cc header, and these are internal Deutsche Bank messages with colleagues. They include the 2013 exception chain, a 2018 signature block and the 2014 entertainment reports. Epstein is a top connection only because the same bank records mention both.

Why does he appear in so many documents?

The same few email chains are repeated across many files. The October 2013 exception chain and the January 2018 derivatives-account chain each show up in numerous copies. The 69 documents are therefore far fewer separate events than the count suggests.

Who is Zia Memon in the Epstein files?

He is a Managing Director at Deutsche Bank Securities who headed the Wealth Management US Business Supervisory Office. He shows up in the files as a compliance and supervision official in bank-internal emails and records. He is not shown as a social or personal associate of Jeffrey Epstein.

What was the "BSO Exception Request - DB POA Form" email chain?

It is a October 2013 internal Deutsche Bank chain in which Vahe Stepanian and Zbynek Kozelsky discuss an exception request and Memon replies on October 22, 2013. One copy says "BSO approved." The documents shown do not say whose account the request concerned. This page doesn't try to explain it beyond what the headers and text say.

Did Zia Memon communicate directly with Jeffrey Epstein?

The files do not show that. Eight emails list him in the From, To or Cc header, and these are internal Deutsche Bank messages with colleagues. They include the 2013 exception chain, a 2018 signature block and the 2014 entertainment reports. Epstein is a top connection only because the same bank records mention both.

Why does he appear in so many documents?

The same few email chains are repeated across many files. The October 2013 exception chain and the January 2018 derivatives-account chain each show up in numerous copies. The 69 documents are therefore far fewer separate events than the count suggests.

Back to People & Entities

Zia Memon

Person

Total Mentions

Documents

125

Connected Entities

Person referenced in documents

Watch: Zia Memon in the Epstein files

1:13

Narrated from the AI-generated summary of the documents. Numbers reflect the archive at generation time.

Zia Memon is a Deutsche Bank Securities Managing Director who headed the Wealth Management US Business Supervisory Office (BSO). He appears in the files as a compliance and supervisory approver in internal Deutsche Bank email chains, including a 2013 BSO exception request for a "DB POA Form".

Memon's name is on a 2013 internal email chain, "BSO Exception Request - DB POA Form." In it he writes to Zbynek Kozelsky and Vahe Stepanian, with Jay Lipman, Tazia Smith, Fran M Wickman and Amanda Kirby copied. A 2018 email from a Deutsche Bank colleague points a question about a new derivatives account to him, saying his team reports to him. He is also copied on 2014 reports about Deutsche Bank's client entertainment policy and on a November 2014 email about "KCP Exceptions." Most of the 69 documents are repeat copies of the same few chains, and the files show him as a bank supervisor in the paperwork, not as someone in contact with Jeffrey Epstein.

Key Highlights

•His signature block reads "Managing Director | Head, WM-US Business Supervisory Office, Deutsche Bank Securities Inc., Wealth Management Americas," 345 Park Avenue. A 2018 email signature reads "Managing Director/BSO."
•On 10/22/2013 at 7:54 AM he replied to Zbynek Kozelsky and Vahe Stepanian on "BSO Exception Request - DB POA Form." One document in the chain says "BSO approved." Dozens of the 69 documents are copies of this chain.
•In January 2018 Funda Bozkurt of Deutsche Bank's WM-Divisional Control Office, replying about a "New Derivatives account," told a colleague: "You can ask Zia Memon / Diana Canter. The team reports to him."
•He and Patrick Harris, also a Managing Director at Deutsche Bank Securities, are named as signatories of a letter. Its closing reads "Yours faithfully." The files include it in two copies.
•He was a recipient or Cc on 2014 monthly client entertainment reports, which refer to Deutsche Bank's Client Entertainment Policy enacted February 4, 2008. He was also copied on a November 2014 email titled "KCP Exceptions."
•The files show no flight logs, personal correspondence with Epstein, or court filings naming him as a subject. His appearances are in Deutsche Bank internal compliance and supervisory records.

Frequently Asked Questions

Books for Further Reading

Perversion of Justice: The Jeffrey Epstein Story

Julie K. Brown

Investigative journalism that broke the Epstein case open

Filthy Rich: The Jeffrey Epstein Story

James Patterson

Bestselling account of Epstein's crimes and network

Relentless Pursuit: My Fight for the Victims of Jeffrey Epstein

Bradley J. Edwards

Victims' attorney's firsthand account

Document Mentions (20 of 69)

EFTA01282367.pdf

EFTA01282367

1 mention

80 EFTA_00148465 EFTA01282373 (≥J Current Classification: (dick here for help) Internal KCP Exceptions [I) Amy Horak Zbynek Kozelsky Cc SBOM, Zia Memon 11/03/2014 12:41 PM Classification: For internal use only After our review with Zia last week, le lions below. I also spoke to Dawn, and if there

EFTA01282476.pdf

EFTA01282476

1 mention

B-SDNY-0000799 EFTA_00148584 EFTA01282484 ' U Current Classification. (dick here for help) Internal Re: BSO Exception Request-DBPIDAForni[l] 13 Zia Memon to Zbynek Kozelsky, Vahe Stepanian Cc Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby Sender 10/22/2013 07:54 AM Date Subject ▪ Vahe Ste

EFTA01282802.pdf

EFTA01282802

1 mention

Sender Date Subject = . Vahe Stepanian 10/21/2013 08:47 AM BSO Exception Request - a Zbynek Kozelsky 10/22/2013 07:49 AM Re: BSO Exceptio Zia Memon 10/22/2013 07:54 AM Re: BSO E Classification: For internal use only • BSO approved * Zbynek Kozelsky Original Message Prom: Zbynek Kozels

Sponsored

EFTA01283154.pdf

EFTA01283154

1 mention

B-SDNY-0001694 EFTA_00 149479 EFTA01283160 Current Classification: (click here for help) Internal Re: BSO Exception Request - DB P0A Form [II D Zia Memon to: Zbynek Kozelsky, Vahe Stepanian 10/22/2013 07:54 AM Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby • History: This message has be

EFTA01283075.pdf

EFTA01283075

1 mention

7 EFTA_00 149362 EFTA01283081 History: U Current Classification: (click here for help) Internal Re: BSO Exception Request - DB P0A Form [II D Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM This message has been replied to

EFTA01283104.pdf

EFTA01283104

1 mention

DB-SDNY-0001632 EFTA_00149417 EFTA01283110 U Current Classification: (click here for help) Internal Re: BSO Exception Request - DB P0A Fonn D Zia Memon to: Zbynek Kozelsky, Vahe Stepanian 10/22/2013 07:54 AM Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby • History: This message has be

Sponsored

EFTA00165823.pdf

EFTA00165823

1 mention

overage Group Deutsche Bank Securities Inc. Private Wealth Management 345 Park Avenue N wY rk NY 10154 Sent From Blackberry Vahe Stepanian 1 Zia Memon -- Original Message --- From: Vahe Stepanian Sent: 10/21/2013 C8:47 AM EDT To: Zia Memon Cc: Zbynek Kozelsky; Jay Lipman; Tazia Smith; Fran Wickm

EFTA00165833.pdf

EFTA00165833

1 mention

41 Classification: For internal use only ta Current Classification: (click here for help) Internal Re: BSO Exception Request - DB POA Form [1] D Zia Memon to. Zbynek Kozelsky, Vahe Stepanian Cc. Jay Lipman, Tazia Smith. Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM Sender Date Subject Vahe Step

EFTA00165878.pdf

EFTA00165878

1 mention

Markets Coverage Group Deutsche Bank Securities Inc. Private Wealth Management 345 Park Avenue Ass 10154 Sent From Blackberry Vahe Stepanian 1 Zia Memon -- Original Message --- From: Vahe Stepanian Sent: 10/21/2013 C8:47 AM EDT To: Zia Memon Cc: Zbynek Kozelsky; Jay Lipman; Tazia Smith; Fran Wickm

Sponsored

EFTA00165940.pdf

EFTA00165940

1 mention

NY-0001705 EFTA_00015179 EFTA00165947 .E1 Cu 'rent Classification: (click here for help) Internal Re: BSO Exception Request - DB POA Form (I) Zia Memon to. Zbynek Kozelsky, Vahe Stepanian Cc. Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 1 0122/201 3 07:54 AM Vahe Stepanian Zbynek Kozelsk

EFTA00169398.pdf

EFTA00169398

1 mention

t) %MT-07050(0799 EFTA 00019669 EFTA00169406 Current Classification: (dick here for help) internal Re: BSO Exception Request - DB POA Form [I) Zia Memon Zbynek Kozelsky, Vahe Stepanian Cc Jay Lipman, Tazia Smith. Fran M Wickman, Amanda Kerby Sender 10/22/2013 07:54 AM Date Subject Vahe Stepania

EFTA00169414.pdf

EFTA00169414

1 mention

(e) afflgt1/824 EFTA_000 19694 EFTA00169421 U Current Classification: (chck here for help) Internal Re: BSO Exception Request-IM3POAForrn[q g Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc. Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby Sender 10/22/2013 07:54 AM a Vahe Stepanian za Z

Sponsored

EFTA00169758.pdf

EFTA00169758

1 mention

IM P 6(e) 178 EFTA_00020048 EFTA00169765 • to Current Classification. (dick here for help) Internal Re: EISOExceptionRequest-DB POA Forth [I] Zia Memon to:ZbynekKozelsky,VaheSmpanian Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM Sender Date Subject Fr Vahe Stepa

EFTA00169828.pdf

EFTA00169828

1 mention

e) gtang269 EFTA 00020139 EFTA00169836 El Current Classification: (click here for help) Internal Re: BSO Exception Request - DB POA Form [IJ 1 Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc: Jay Lipman. T aria Smith. Fran M Wickman. Amanda Kirby 10/22/2013 07:54 AM Sender Date Subject Vahe Ste

EFTA01355685.pdf

EFTA01355685

1 mention

ty Current Classification: (click here for help) Internal Re: BSO Exception Request - DB P0A Form [II ra Zia Memon to. Zbynek Kozelsky, Vahe Stepanian Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM Sender Date Subject Vahe Step

Sponsored

EFTA01355723.pdf

EFTA01355723

1 mention

O Current Classification: (click here for help) Internal Re: BSO Exception Request - DB P0A Form [II D Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc: Jay Lipman. Tazia Smith, Fran M Wickman. Amanda Kirby 10/22/2013 07:54 AM History: This message has been

EFTA01355795.pdf

EFTA01355795

1 mention

agement 345 Park Avenue - 26th Floor New 004 Tel. Fax Mobile Emait ---- Forwarded by Vahe Stepanian/db/dbcom on 10/24/2013 09:59 AM — From: Zia Memon/db To: Zbynek Koze Stepanian/db Cc: Jay Lipman/• Tazia Smith/ Wickman/d• ands Kirby/d Date: 10/22/2013 07: AM Subject: Re: BSO Exception

EFTA01355806.pdf

EFTA01355806

1 mention

Classification: For internal use only El Current Classification: lack here for help) Internal Re; BSO Exception Request - DB POA Form (I] A Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc. Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM Sender Date Subject Vahe Step

Sponsored

EFTA01355902.pdf

EFTA01355902

1 mention

a Bozkurt Sent: Tuesday, January 09, 2018 2:16 PM To: Keith Buckholz < Cc: Paolo De-Leon < Subject: RE: New Derivatives account. [II You can ask Zia Memon /Diana Canter. The team reports to him. Funda Bozkurt Deutsche Bank Trust Company Americas. WM-Divisional Control Office 345 P k Av 1 154-0004 N

EFTA01282402.pdf

EFTA01282402

1 mention

16 EFTA 00148501 EFTA01282408 History: LI Current Classification: (dick here for help) Internal Re: BSO Exception Request - DB P0A Form [II D Zia Memon to: Zbynek Kozelsky, Vahe Stepanian Cc: Jay Lipman, Tazia Smith, Fran M Wickman, Amanda Kirby 10/22/2013 07:54 AM This message has been replied to

Sponsored

Connected Entities(20 of 125)

Deutsche Bank Securities Inc.

Organization

Deutsche Bank Securities Inc., US broker-dealer subsidiary of Deutsche Bank AG

37 docs37 co-mentions

Amanda Kirby