STEARNS OFFICE SERVICING YOUR ACCOUNT Bear.Steams International LTD Regulated by the Security & Futures Authority 1 Canada Square London El 4 SAO England 0207 616 6614 5 Transaction Detail (continued) INVESTMENT ACTIVITY (continued) SETTLEMENT TRADE DATE DATE 01/23/02 TRANSACTION JOURNAL PE

STEARNS OFFICE SERVICING YOUR ACCOUNT Bear.Steams International LTD Regulated by the Security & Futures Authority 1 Canada Square London El 4 SAO England 0207 616 6614 3 cis Cash Flow Analysis Income Summary THIS PERNO 716 PENCO YEAR TO DATE Opening Balance $1.142.877.44 Credit Balance Int.

STEARNS OFFICE SERVICING YOUR ACCOUNT Bear.Steams International LTD Regulated by the Security & Futures Authority 1 Canada Square London El 4 SAO England 0207 516 6614 ACCOUNT EYEC..-I.'E TELEPHONE VISIT OUR WEBSITE ZICHERMAKIRA IA1 uearstearrts.com What's In This Statement Financial Summary