OUGH December 31.2002 ACCCUNT NUMBER TAXPAYER AMBER On File LAST STATEMENT November 29. 2002 Your Portfolio Allocation Cash S EquIvaleni 7% UnWootol croons °ono* oat Dion°, *nee Or, male wive, The oloaom ;event'', to owed aem to oblexe market rat), al >vv p tkno V639 EFTA00197691 B STEARNS

MBER TAXPAYER WESER OR File LAST STATEMENT SepleMbet 27.2002 Your Portfolio Allocation Cash 8 Equivalent 25% Fred Income 24% Equities 51% UnWootol romons eenme eel 0len°, onto* lm•l male wive, The Mowry. ;even'.• to owed ken to oble.te mole rat), of >es polkoo V637 EFTA00200662 CLEARED THR