f you have any questions about these changes, please call the number on the back of your Card. Additional Cardmembers Effective September 1, 2012, the Annual Membership row of the How Rates and Fees Work table, in Part 1 of the Cardmember Agreement, is replaced with: This fee is on the Rates and Fees Table on page 1 of

Annual Membership Effective immediately, the How Rates and Fees Work table on page 2 of Part 1 of the Cardmember Agreement is amended by deleting the Annual Membership row and replacing it with the following: Annual Membership This fee is on the Rates and Fees Table on page 1 of Part 1. CMLENDDMIM SDNY_GM_02745629

f you have any questions about these changes. please call the number on the back of your Card. Additional Cardmembers Effective September 1, 2012, the Annual Membership row of the How Rates and Fees Work table, in Part 1 of the Cardmember Agreement, is replaced with: This fee is on the Rates and Fees Table on page 1 of

fee for Additional Gold Cards Effective immediately, the How Rates and Fees Work table on page 2 of Part 1 of the Agreement is amended by deleting the Annual Membership row and replacing it with the following: Annual Membership This fee is on the Rates and Fees Table on page 1 of Part 1. We will charge $2,500 for each

f you have any questions about these changes. please call the number on the back of your Card. Additional Cardmembers Effective September 1, 2012, the Annual Membership row of the How Rates and Fees Work table, in Part 1 of the Cardmember Agreement, is replaced with: This fee is on the Rates and Fees Table on page 1 of