r, security classifications are based on Global Industry Classification Standard ("GIGS"). Source: Morgan Stanley Capital International (-MSCI") and Standard 8 Poor's (-sap", a division of the McGraw Hill Companies, Inc. - For Fixed Income, maturity breakpoints are as follows: Short-Term:0.5 years, Intermediate-T

nts (such as depositories) will be billed at the rates such agents use. Ratings This statement may contain credit rating information obtained from Standard 8 Poor's. Reproducing and distributing any information received from Standard & Poor's is not permitted without prior written authorization from Standard 8 P