Team operating hours are Monday through Friday, 9:00 a.m. to 7:00 p.m. U.S. Eastern time.) ▪ Clients of independent Investment advisors, please call Schwab Alliance at 1-800-515-2157. For Stock Plan Services clients; Fax your request to «1.877-471-6934. • For questions about your stock options or equity awards,

Team operating hours are Monday through Friday, 9:00 a.m. to 7:00 p.m. U.S. Eastern time.) • Clients of independent investment advisors, please call Schwab Alliance at 1-800.515-2157. For Stock Plan Services clients Fax your request to +1-977-4714934. • For questions about your stock options or equity awards, v

ods or terminology in this Disclosure Statement, please call us at 1-800-435-4000. If your account is managed by an investment advisor, please call Schwab Alliance at 1-800-515-2157. S11k O2014 Charlas Schwab 8 Co.. Inc. Al rights resanoct. tAambor SIPC. (0114-0018) Page 15 of 16 EFTA00283317 charles SCHW