ES HEREUNDER SHALL BE CONSTRUED IN ACCORDANCE WITH AND BE GOVERNED BY THE LAWS (WITHOUT GIVING EFFECT TO THE CONFLICT OF LAW PRINCIPLES THEREOF) OF THE STATE OF NEW YORK. 7. Entire Agreement. This Agreement constitutes the entire agreement between the parties hereto with respect to the subject matter hereof. 8. C

s Cayne 1006760vI/011543 EFTA00722211 Tim:stamp: 2/22/2010 4:35 PM CST Sworn to before me this day of 2010. (Seal) Notary Public in and for THE STATE OF NEW YORK 1006760vI/011543 EFTA00722212

rawal request made at the spceifec request of Zwim. Glenn Dubin Sworn to before me this day of December, 2009. (Seal) Notary Public in and for THE STATE OF NEW YORK 997683v1/011585 EFTA00731091

n 1493970v 1/011585 EFTA00682307 Timcstamp: 3/9/2011 12:44 PM CDT Sworn to before me this day of March 2011. (Seal) Notary Public in and for THE STATE OF NEW YORK 1493970v 1/011585 EFTA00682308

11585 EFTA00586487 Timcstamp: 2/25/2011 8:50 AM CDT Todd C. Builione Sworn to before me this day of , 2011. (Seal) Notary Public in and for THE STATE OF NEW YORK 1482168v1/011585 EFTA00586488

d—at Zwim's direction—refused to honor this request. Glenn Dubin Sworn to before me this day of December, 2009. (Seal) Notary Public in and for THE STATE OF NEW YORK 997683v1/011585 EFTA00586977

LICT, IN WHICH CASE THE PROVISIONS OF UCP 600 SHALL PREVAIL. THIS LETTER OF CREDIT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAW OF THE STATE OF NEW YORK. NOTWITHSTANDING ARTICLE 36 OF UCP 600. IF THIS LETTER OF CREDIT EXPIRES DURING AN INTERRUPTION OF OUR BUSINESS AS DESCRIBED IN SAID ARTICLE 36, TH