EFTA00102985 1HE PESIDEN1S CWB INT I EN IMERLOCHEN CENTER FOR THEWS INWRLOCHEN. MICHIGAN 49643 Mr. Jeff Epstein Bear, Stearns Governoment Securit s Corporation New York, New York 10041 Dear Jeff: It was a pleasure having an opportunity to meet and talk with you this past Saturday, I was glad to learn of