tate without too much disruption. We would expect China’s inclusion to account for 10% of the JPM GBI-EM Global Diversified index. Turkey, Malaysia, S. Africa, and Thailand would lose the largest shares in the index, while the shares of Brazil, Mexico, Poland and Indonesia are expected to remain given their

ADOPTION Micro- Transactions All Global Media Companies Remittance Hot Spots USA, UAE -> India, Mexico, Philip. Currency Controlled Markets Korea, S. Africa, China, India Financial Settlement Stock, Bonds, Derivatives, etc Early-Adopt Millennials USA, EU, AU Unstable Markets Africa, Venezuela, Argentina

.. is it better for her to call from the home phones? On Dec 8, 2010, at 4:31 PM, Bella Klein wrote: Hi=, Can you please ask. do not make calls to S. Africa from her cell phone, it is very expensive... T, Bella EFTA00559996

0.0% Australian • U.K Euro land Japar• Brazil • Poland Hungary • • U.S. ChinaU • Indonesia IN Turkey • Philippines • Korea • India MI S. Africa Taiwan • Thailand Ar.. Si ■ Canada Mexico Malaysia • Argentina -1.0% -0.5% ISI Source: Bridgewater Associates. ISI Group 0.0% 0.5% 1990

From: To: Subject: Re: Date: Thu, 22 Dec 2011 19:41:41 +0000 any time. When do you depart for S. Africa??! On Dec 22, 2011, at 2:40 PM, Thnak you!! On Thu, Dec 22, 2011 at 2:07 PM, Try those! :) wrote: On Dec 22, 2011, at 2:05 PM, wrote: Do you

on to Cape Town. :) Arrive on Christmas morning...lovely Xmas gift for my mommy! On Thu, Dec 22, 2011 at 2:41 PM, any time. When do you depart for S. Africa??! On Dec 22, 2011, at 2:40 PM, wrote: Thnak you!! On Thu. Dec 22. 2011 at 2:07 PM, Try those! :) On Dec 22, 2011, at 2:05 PM, wrote: Do you

• . Incoming $ 0.05 4/02/04 Miami, FL 7:50 PM Text 1 Outgoing $ 0.05 4/03/04 Miami, FL 6:28 AM Text 1 =, Outgoing $ . 0.05 4/03/04 S. Africa 6:40 AM Text 1 - .Outgoing S 0.05 4/03/04 S. Africa 10:40AM Text 1 Outgoing $ 0.05 4/03/04 Incoming 10:42 AM Text . 1 Incoming $

:45 PM Text Incoming $ 0.05 4/02/04 Merril, FL 7:50 PM Text 1 Outgoing $ 0.05 4/03/04 Miami, FL 628 AM Text Outgoing $ 0.06 4/03/04 S. Africa SAO AM Text 1 — Outgoing $ 0.05 4/03/04 S. Africa 10:40 AM Text 1 Outgoing $ 0.05 4/03/04 Incoming 10:42 AM Text 1 Incoming $ 0.0

2/04 Incoming 7:45 PM 1 Incoming $ 0.05 4/02/04 Miami, FL 7:60 PM 1 Outgoing $ 0.05 4/03/04 Miami, FL 628 AM 1 Outgoing 0.05 4/03/04 S. Africa 6:40 AM 1 Outgoing S 0.05 4/03/04 S. Africa 10:40 AM 1 Outgoing $ 0.05 4/03/04 Incoming 10:42 AM 1 1 Incoming Outgoing $ 0.05 $

7:45 PM Text 1 Incoming S 0.05 4/02/04 Miami. FL 7:50 PM Text 1 Outgoing 0.05 4/03/04 Miami. Ft. 628 AM Text Outgoing 0.05 4/03104 S. Africa 6:40 AM Text 1 — Outgoing 0.05 4/03/04 S. Africa 10:40 AM Text 1 Outgoing $ 0.05 4/03/04 Incoming Icr.42 AM Text 1 Incoming $ 0.0

1 - Incoming $ 0.05 4/02/04 Miami, FL 7:50 PM Text 1 Outgoing $ 0.05 4/03/04 Miami, FL 628 AM Text 1 - . Outgoing $ 0.05 4/03/04 S. Africa 6:40 AM Text 1 — Outgoing $ 0.05 4/03/04 S. Africa 10:40 AM Text 1 Outgoing $ 0.05 4/03/04 Incoming 10:42 AM Text 1 Incoming $ 0

430.15. Mnonthly plan was $70.98. I added international plan. Total will be $159. The current bill her total was $520.30 as she had 35 min calls to S. Africa with a charge of $420.89. Will receive a credit of 5309. The account will be adjusted in 24 to 48 hours. On Mar 22, 2011, at 8:35 AM, Jeffrey Epst

t: Wednesday, December 8, 2010 11:56 PM To: . Subject: Fwd: AT&T wireless please see message below.. =t is probably better if you make calls to S. Africa from the home =hones.. thanks chica Begin forwarded message: From: Bella Klein Date: December 8, 2010 4:31:47 PM EST To: =div style="margin-top

. is it better for her to call =rom the home phones? On Dec 8, 2010, at 4:31 PM, =ella Klein wrote: Hi Can you please ask Sue do not make calls to S. Africa from her cell =hone, it is very expensive... T, =ella 1 EFTA_R1_01227868 EFTA02319498

From: Sent: To: Monday, February 7, 2011 10:50 PM Larry Visoski Hey Larry.. JE has me looking for a ticket for■ to arrive into Newark =rom S. Africa around 1pm this Friday and would like Tony to meet her if =e's working that day. Can you please check if Tony is working Friday =round that time and