JPMorgan 0 Private Bank FINANCIAL TRUST COMPANY INC Account Number April 01. 2007 - April 30. 2007 in Case of Errors or °oestrous About Your Electron* Translets. Conlast your Masan Teemed cos of are terephonenumbses on the tent hams statement a near us at X0 Sante. Ca ateneRoid. OOPS. New**. DE 19T13.2107 as soon as sou Can, Ayer Mina your WaSemere w neap a rf you need mare shisonaben stout a Sao*, co the statement We mast he y from you no bra Man 40 days alter we sent sou the FIRST steersman t on winch the enact problem apperod (I)Tea us pour name and account number (2)Daacnbathe enact the Sane°. y o u are unsure about and °rash as carry as you can why you brashea V nswer cr why you need more Ha matter (3)lea to the does' amount or ere suspected env If you contact us oaten', you most send us yow Cangdaot a donation ai mar° within TO busoess days an ode to °went. your oghts ena ro vestgab 'yea complan t and .v4 carat t any aro. peornpny Owe take mote than ICI business days to do Mrs (20day-sky purchases uso; )o (a-debt cedar fa mternenonalfransachons), we will treat you account lot the amount routhnA a n ona so Mat you mu have the use almoners:luring Me Ned takes us to complete our nyestgatan In case of errors or warrens about your statement. including your Me alcrock. If you 'nark that Kyr statementrs ...erect r I oar need mere Warne:Pon about tr fransactron on rota statement mato** a Ane of creda transactron you oarst nib to us On a separate sheet *sailing are ref and send 4 to JPMorgan Ptak Senn 500 Stanton ChostranaRoad POPS3. Newark OE 19713-2107 trYornusr hear ban you no rata than Cedersarra boo stalomenton waren thearab brogan. eppearsdo sent Soutar, contact >our cart stwocespecaUrstbut &mg so wit not prasanamaroghts PeesererresY YOU, account statement and lAahOW MOM any 'n accaacya dracmPancYrortsrir^9 bosubla inddthovedtradngesinnrY unietOrdedtbidenipaymet and unaCcounred cash positions in nuking An • oral corrmuntabon shOcid trereconlymechn menu to hence protect pos rights externs yo nights undo are Soccer:vs IrnestorProtectnan Act (SIPA) If you have anyquestons piresecontact your O11Si Account Raresentanvocr 0%4Si Comptanco Departmental In your *Ise please croodemer Flooring warms:en (1) year *moan, accent *ribber. (2) roe &raw amount d the suspected error and Oa dascophorra the elm e and erpeananon, if you can, why you broevothare is an °roe ttpou nevermore adamant." you must decoke the item you are unsure about Impede:0 Information about Pricing and Valuations &Wet ystuerniormation (inaludrs without Anyteton poses. exchangeredes mowed ocome and bond ratings) funhahed been has been Wooed from sources Mat the Ban* bah...tato be relebUand a furnehed for the ecotone use of the carol The Si* nwees rig eapresentabco orereentyoe guarantee expels C. +MOW Mat aryoresrod valcareaesents Me acne! teems at which twosactionsa socurnascoutd be boughta sad or new transactions could be entaad wag a V* aChal lama on ‘tniCh MaSlo transactons a situtedis could be Issodated Thecnnent pito the valued Ina !mantra asset save oat cc contract as Arced at the dace erne inane" cer the test dayof the saltemont *node( Me last aearat*proe AU IMAMS prOvidollOr Structured pelddepOSIS(01 °gimp* JPItaden London Time Deposes)rehea The of Yamertd000sa amount only Thetunerrteakre kr PeetEstate Mews, Interests and lAsOideneovsassets may not reflect Me most Wren/ yea/oda* asset Valuer:oast over -The-crmarsdefenstneaansashons ohs-Wog certain der reaavesa ebtectlepos4 products frovebeenpreparedon a nsc mar bet Lisa. 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MM or new Samar-taw could be sotto. d woo. or the actual tems on much *relent; Sennett*** sacuntes mar DO krudared as of the date a II* statement tit do not warrant Thou completeness°. oscuracy Tr vse valuator* are der nod from propoetevymcdas based upon wet reccreedensncelponablesand we here sneer necessayto cabslatethe present valued lulu* cash lbs. made teescneble estimates about ratan, Wye 'Twist cohabit* Vaktabons based on otnee models a Meteor entifracos me, yield different/ fortis Madan ortresslydocreons any reSCV^StaliCe (s) The OCWOCY Of the models a etanate3 used n Cleth,^2 the veAMben, (Vann erre," a cmassorrs computtog a dLtsenvnigin9 (no valuations and (Van), uses to witch the weer:tons amput Va.Leaboisateptovadkv micenbitan par ce:es onty and sentadedsabtylayar von use Pleaserefetto the toidecentinahon For ddb(: of each transition At ran-request assets nay b reradedhonsneranthough they are held bye Pad party unser toted *Oh JP/Anon Much case untsas aragan Otherwde agrees JP/ALvgan nes no easponstWaytte the vireleasnon valud2C0 satabeacuryce marvyrenentol those assets Please renew Wu' VatemeoltwomPt? end *Pon any cescrePancoammedetetylo an account officer onose *me Opeserson as contra" paged Ms statement The atkregan Funds Or The JPMorgan InerituriOnat Funds or The American Century Fund* Sharesor:ha gads are not bankdepot* and are rot guar enreal by any Da* reammententir a Me Fat Rokrntosi share pry°. wee' Naos* sal rodernpton saroorray to roe or less than era) cosi Wm* tra more nwil'i hinds son to seaman a statue nor asset valued 51W pa shwa there a no assurance that they wair cconnue to do so The esbmatedannosoncorre and drolend sett I oures fa mutual funds represent funds' most tecentmoome dialer° annualized The da *hake or Me JPMorgan Funds is JPMorgan 0rarbution &cytosine which is an aftratoof !Allergen Chase Sank N A Uurbtorgan Chase Par* NA and es antates receive convonsabon from JPIAbgen Funds fru prancing .coerces American Cattily irrentmergServas. Inc is the darbutor of the American Century Funds Amerten Century Investment Management Mc senes as nyestment *dosa bra ressectve fund lanly and ireavesCariweriSattn Com that And (anti* , prover* Investment eds.:ayard other sauces 01.1SI 0 the cusItchen Int& °Plass and most iodide! funds mciudog Mud rawly mutual funds purchased Peach JPIASt ShOod havereCened seas ere JAYS! contrrnefrons kr each securtestrenstoton AN bansactons resit/sect to the terms and ccoolhcos stated on the reverse safe of such confsmanonsar° insulated to the constetraron by-bas. customs and rntrprefatranscf the inaikilpiaee where eieOuted and governed by and construed in eXeclanCewetti the taws c a, the Sided Mid York and aa oaken* Waal Ian and *gelato* Furtive Warning° con respect to cornmsstos and ahee Charges rotated to tee moot° n or bansactons ocludang options transactor's has been included in conamsbons that were peenouslyfurnahedb you Upon me:enrequest JPUSI war pronstry supply-you with the b*st such ddermation Page 15 of 19 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033769 SDNY_GM_00302967 EFTA01508487