JPMorgan 0 Private Bank FINANCIAL TRUST COMPANY INC Account Number December 01. 2006 - December 31, 2006 IMPORTANT INFORMA TION ABOUT YOUR STATFJAENT Contact your client service specialist if you think yaw statement It Maenad oryou require additional Information about. RensectIon on your statenbnt JAMS) is a monster of the Secant** InvestorProtection Ccrponabon (Setae nobly-pica memberstupconahon funded by broker-detakerretstarededan the &curbed and ExcherspeCommoson Securkes and cash hell ba customer account at JAMS, are meacted up b the Mal net teuty of each exeunt The fie $.5005X0 of morclon. when nobbles up to 3100.000 of pi °baton b. cash is prom:led try SIFC. As of March MX the balanced meprotecton is prcanded by a sepwsteEness &PC Surety Bond *sued by Customer Asset Preechon C.omparry SIM and excess SIM protection 00 not Meet 4)4mlbasses horn nuctiretionantne eater the suntan Assets Mon custody by JFeagail ChM* Sank. NA RhellanYlana not subject IO SIPCO. excess SIPCOsasebOn JP Megan Secvnles Inc.. /Prater Cease Sank NA. Mee alMeteethe 'Mown Condemn, tney prowdeedfranetebeetuabdral. Wes dotewbon a shlrehOkkr Serreee 10 JPMorgan Funds AmEmesnCenloyFunda. Of funds ibleenhed. mOnered. **dee a reneged by err parted and the Morgan Conbanad may be coneeniated kr such semen IMPORTANT INFORMATION ABOUT YOUR JAMS! MARGIN ACCOUNT If Mene are any wont or ornfeslorm on this statement or If you have any QUeittalli abaft It please COMIC( yew JPM$I Account RepnetentatMe or JPMSI COMpleMe Department at - lb arse amp me lobaing in rand when using this statement to tee sour JPMSI bweeterrechey The stereo: combines you gencsai 'neer account with the special memorandum account muted by Sateen 2355 ReqebenT As figured by Regulation T. a pemanertecord c am% staperebaccount is et mtatal eupon ace request Important Information about Pricing and Valuations. aces sore a' which ate provided by means babes a ehar scram which we deem mambo, ere not guaranteed for accuracy or as makable vMies Free credo balances m your account renal segregated and may be used in Me opatabonol JPMSIs Dueness. subset to the Ornfeens of SEC Rule 1503 Unless Warms* marled JPMS cr a agents mai drossy es unto rod ear secuntan Upon sow demand JEWS, ma pay to you the amount chow freeaodt balance and was debee do you lufbeedsecurbet hold on rout behalf Interest wall be ohs:baths° any debit balance the malhof of cakes:we interest Is daunted on a lanai mot to a0 margin custom:es YOu snout, Mae recemel sapereleJMASI confmnabons b each mantes trensecbon AN trensactems areseyea b Ire teems and conoban stared on tie Marano:Se of sell confianabons and wesubset to thecomb:eon, Oben. customs and inWpretationad the meltable. where executed and ()memo:16y and cerise bed m accordance math the Laws al the &abet Yak and el applicable Weal laws and regulations Further mformaben with respect to commis-emu end other dirgesrelated to the execution e transactions .Wing Opt ens trenbcbcns. hes been treaded m Con& meets Mel ve ve prerouSlyfumehe SO acv Upon ertenrequest. JPIASt win pioncry Supply you wan the Neel such onkon860n If. path al OM is made with robed to an owe of secant*. fneaded in you Margin Account we was **teethe cal by a method we deem Mr and equable You must promptly advise ANA& e maktialcherapes in your nvestment objedwas or financealetuatan Unless you Worm JPMSI otherwise. JPMSI wee consder the infanta, currentlyan its Mao to be camper and escurar. Aqaba not a bank and is a separate legal anlay from its bank of tett athletes tneeng MACS The secunees sob offered ce recommended by JEWS? (I) Are not :muted by be FederalDepose InntlinCeCorpcsabon a any other bewernrrenbi agency (2) Ana notSpas& a other orgations d JP44Sla banka IMO engem (unless otherwise treated) tinders not guaranteed by a Me responsbaly of any such affilasteeuriess meaty stated oMenvnet and (3) Involveinvestment risks including possible toss of the calomel infested Seers banfong *Nara may be Modes Jo Assuan of securMes thel JPMSI undamaged. in which case proceeds al office p uncierareen by JPMS, may be used kr the repaymentof such bens and atb shoed feet lo the diSabSufte &comet Mate g b particular securers kr discussion of any such founding refebonstsps The FedevalReseuereq twee that JAWS/ stun your consent Weer con oars, certain nformaban from its bank a SYR erten mobetel thew creel eraluabond we Are nal assume that aye contmung b nosed business wan JPMSI we comber; youconsent to the shanng of such inkr /eaten 0y JPAISI and its bank a mon elMates, to me a. lent permitted by law JPIIOrpari Rhaetian Ls the enrketteb nee b the mire* banking business conducted by 1P 'lapin Chase 43 Co through 45 &Made*, worldwide. rebeng 'FMCS and JPMSI Page 22 of 22 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033641 SDNY_GM_00302839 EFTA01508392