09 JPMorgan Chase Bank, N.A. 2005 345 Park Avenue, New York, NY 10154-1002 Account Number FINANCIAL TRUST COMPANY INC September 01, 2005 - September 30, 2005 JPMorgan 0 Private Bank Asset Account Portfolio Page 7 of 14 Equity Research Ratings Independent, third party research is available for 18 months after JPMorgan Securities, Inc. terminates coverage. Clients can access this research at www.privatedientjpmorgan.com or can call their JPMorgan representative at their toll free number to request that a copy of this research be sent to them. Equity Research Ratings for any company where JPMSI has terminated coverage are excluded below. For explanation of JPMSI ratings, see disclaimer section at end of statement. For third party ratings systems, see specific third party research at www.pqvateclientjpmorgan.com. Equity Holdings in Alphabetical Order OessrlptlotVilskor Ratings TOO INC TOO JPMSI: NEUTRAL MRNGSTAR: I star Providers: ARGUSRES = Argus Research Corporation; BOE SECU = BOE Securities; MRNGSTAR = Morningstar; REN CAP = Renaissance Capital tnipartant terfonnation about Pncing and Valuanons Axes son* of what at. povidel by plow snow a one souses sawn we deem reaabig an not gustaranci kY accuracyce as maul* mass Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033443 SDNY_GM_00302641 EFTA01508244